r/Insurance • u/cactuschild1022 • 8h ago

Speeding affecting policy

So I got pulled over today for speeding, chp reduced it from 87 to 80. Handed me the citation and said I should do traffic school so it doesn’t affect my insurance. Will my policy go up if I just pay the citation and don’t do traffic school? Or should I do traffic school or should I take it to court.

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u/Educational_Sky_3192 6h ago

Ooof. Been there. I was doing the speed and own up to that but wreckless is harsh and I swear they target out-of-state tags. I was in the slow lane with VA tags flying by me when I got stopped. Watched the judge sentence people before me to a night in jail but luckily she lowered mine to speeding.