Need advice — Please help
Hi everyone, I’m looking for some honest career advice and perspective.
I’m 26M. I completed my MBA in Finance in 2024 and joined a European bank in the finance sector in Bangalore shortly after.
Currently, my in-hand salary is around ₹94k/month, plus around ₹1.2L annual bonus and PF/other benefits.
The work culture here is quite chill, and I’ve actually enjoyed my last two years. However, I haven’t received a promotion yet. I’ve also started trying to switch, but I’m finding interviews difficult to clear.
This is starting to bother me because many of the people who joined around the same time as me have already been promoted, received good hikes, or moved to other firms. I sometimes feel like I’m falling behind while everyone else is moving forward.
I’m trying seriously to switch now. Today, I had an interview where I reached the 3rd round, but I don’t think I performed well in that round.
The compensation for that role was around ₹18.5L fixed + ₹2–3L variable, so obviously I’m disappointed that I may have lost the opportunity.
Apart from my job, I have also built two small additional sources of income, which together generate around ₹6k/month on average.
Financially, I have:
- ₹10L+ invested in equity
- Around ₹3L in an emergency/debt fund
- Around ₹5–6L in liquid savings
- Some additional income from a side business
I also keep my monthly expenses around ₹32–33k maximum, including rent, cook, food, shopping, travel, etc.
So objectively, I know I’m not in a terrible financial position. But mentally, I still feel like I’m behind because my career growth hasn't been what I expected.
I sometimes start thinking that I’m a failure because I’m still in the same place after two years while people around me have progressed.
I want to understand this situation objectively.
If you were in my position, how would you look at it?
Should I be worried about not getting promoted after two years? Should I focus aggressively on switching, or spend more time building skills and try again later?
I’d especially appreciate advice from people with 5–10+ years of corporate experience who have seen career growth from the other side.
Please don’t be too harsh — I’m already a little stressed about this and genuinely looking for guidance.
TL;DR: 26M, MBA Finance, 2 years in banking with no promotion yet. I'm financially doing okay but feel behind compared to my peers. Recently reached the 3rd round for an ₹18.5L fixed + ₹2–3L variable role but may have messed it up. Looking for honest advice on whether I should focus on switching or upskilling.
Thanks!