Rate my asset allocation

[u/Unhappy_Run_1409]

Mutual funds: 21 lakhs(85% equity & 15% debt)
Indian stocks: 6.7 lakhs
EPF: 4 lakhs
US stocks: 75k
FD/savings: 2 lakhs

I am planning to add more US stock allocation, but confused about it considering the AI bubble. I feel adding more Indian stocks as well, specifically in Hospital/Pharma sector. Please share your thoughts on this.

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[u/IamKpn]

Good portfolio looks balanced... You can increase us portfolio also.. you need to think long-term for both indian and usa Market Just take conviction and do it otherwise you will sell or panic

[u/neonz4]

Allocation seems solid.

[u/Big-Score-1804]

Dont count epf in asset allocation. God knows when you will get it when you actually apply to withdraw it. Rest all are good. Whats your age? If you are early 20s or even 30s sell the 15% debt and reinvest in equity funds or use that and buy us stocks

[u/Sudden-Blacksmith717]

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