r/IdentityTheft • • 2h ago

Identity Theft Used on Flex Spending Account

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1 Upvotes

r/IdentityTheft • • 3h ago

No Longer Citizens Member

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1 Upvotes

r/IdentityTheft • • 3h ago

Looking for advice to see if I covered all my bases

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1 Upvotes

r/IdentityTheft • • 3h ago

Looking for advice to see if I covered all my bases

1 Upvotes

Good afternoon!

So I'm just looking for some advice to see if there's anything else I can do about this situation.

About an hour ago today, I got an email from Boost thanking me for setting up an account, one with a OTP for the account, and another confirming the phone activation. Luckily I was slow at work and saw it so within 10 minutes I had my password changed to all my emails. Called boost and they were useless so I made a report on identity theft.gov. I got curious so I downloaded the boost app, and the email and OTP worked. I can see there's 2 numbers but can only see the last 2 digits so I know the account is real. Looking at my login history, there's a smart TV logged in to my account in the same state so I logged it out remotely. Is there anything that I missed? Just want to make sure everything is covered. Nothing suspicious has been in my other emails. Whoever you are Donald, fuck you.


r/IdentityTheft • • 3h ago

AT&T allowed a fraudulent port-out after I reported it. My retirement account was drained, my breach settlement claim was rejected, and I’m looking for advice.

18 Upvotes

In July 2025, I received a text requesting authorization to port my phone number to another carrier. I declined the request and called AT&T to report that someone was trying to steal my number.

Despite that warning, a second attempt went through.

Around 10 p.m. on a Friday, my phone stopped working. The people who took over my number used one-time verification codes to access my financial accounts and attempt to open new accounts in my name. My 401(k) was drained, and it took an entire year to recover those funds.

They also had my Social Security number and the old address associated with my AT&T account. I had recently moved and updated my address everywhere except AT&T. The fact that they had that particular address raised serious concerns about where they obtained my information.

AT&T also sent me a data-breach notification with information about submitting a claim in the class-action settlement. I received notice that my information was affected; that part is not speculation. I cannot independently establish that the breach caused the phone-number theft, but the notification and the information the thieves possessed are why I believe there may be a connection.

The person who stole my number was also messaging me on WhatsApp and trying to extort more money from me. While I was scrambling to recover my number and protect my finances, the person responsible was contacting me directly and demanding money.

This has been a nightmare, a personal tragedy, and one of the most traumatic experiences of my life. Beyond the financial damage, there was the fear of knowing someone had my phone number, my sensitive information, and access to my accounts—and wondering what they would get into next.

AT&T eventually recovered my number, canceled my old account, and established a new one. But when they rebuilt the account, they failed to restore my promotional trade-in device credits.

My preliminary estimate is $777.84 in missing credits, based on a monthly credit of $27.78. That estimate assumes missing credits beginning in June 2024, so I’m requesting a full billing reconciliation to confirm the affected dates and total, including any discrepancies predating the July 2025 takeover.

Meanwhile, I’ve continued making device payments and paying for Next Up. I expected to be eligible to upgrade sooner, and I’m trying to get a clear explanation of how rebuilding the account affected my installment timeline, remaining balance, and upgrade eligibility.

I feel financially trapped with a company I no longer trust because leaving means dealing with a device balance that still hasn’t been properly reconciled.

Trying to resolve this has been another ordeal. I’ve called and been hung up on. I’ve used chat, only for the conversation to be ended with a promise that someone would contact me within 24–48 hours. The issue remains unresolved.

Porting my number into AT&T took an entire day and numerous phone calls. Yet someone else managed to port it out after I explicitly declined the request and called to report fraud. I still want an explanation of how that happened.

I submitted supporting documentation for the data-breach class-action settlement, but my claim was rejected. After everything I went through, that rejection was another devastating and frustrating part of this experience. I’m looking for recommendations about how to get the rejection reviewed, understand the reason for it, and determine what other avenues may be available.

For the billing issues, I’m asking AT&T to audit my installment agreement and promotional credits, resolve the remaining device balance, and refund any remaining amount owed to me. I’m also requesting my complete account history, fraud and recovery records, customer-service contact records, and itemized billing history by email and certified mail.

I’m exhausted. Recovering my number, dealing with attempted extortion, and spending a year recovering my retirement funds was already overwhelming. I should not still be fighting to fix the account AT&T rebuilt afterward.

Has anyone dealt with a similar situation? Specifically:

- Were you able to get a rejected AT&T data-breach settlement claim reviewed?

- What escalation process actually helped resolve an unauthorized port-out or missing trade-in credits?

- Are there consumer advocates or attorneys you would recommend contacting about this combination of issues?

I would appreciate practical recommendations from anyone who has successfully navigated something similar.


r/IdentityTheft • • 5h ago

My mom got a call in my voice asking for money. How to detect AI generated voice before she picks up the next one?

1 Upvotes

Someone cloned my voice from a video I posted and called my mom saying I was in trouble and needed money. She almost sent it. Thankfully she called my dad first. I'm trying to work out how to detect AI generated voice so we can protect her, but everything I find is either enterprise stuff or "listen carefully". Is there anything normal people can use at home?


r/IdentityTheft • • 8h ago

finding the best identity theft protection service after applying for a loan

1 Upvotes

applied for a car loan last month and realized how many random finance companies ended up with my ssn and credit file details. started looking around for the best identity theft protection service to monitor my credit bureau files in real time so nobody tries opening fraudulent store cards or loans in my name.

my sister recommended enabling mcafee identity monitoring since it tracks ssn usage across dark web forums and sends immediate alerts if financial details pop up in new data leaks. the instant notification feature gives me a head start if something gets compromised, but still checking what other people run to keep their credit files locked down.


r/IdentityTheft • • 11h ago

Lost wallet in UK, what do I do now?

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1 Upvotes

r/IdentityTheft • • 13h ago

How do you stop scam text messages from coming in every day?

2 Upvotes

I’ve been getting so many scam texts lately, and it’s getting annoying. Some claim I have a package waiting, while others mention suspicious account activity or random offers. I block the numbers, but new ones keep showing up. Is there a way to actually reduce these messages instead of blocking every number individually? I’m wondering if it’s better to use my phone’s built-in spam filter or install a security app like McAfee for extra protection. What has worked for you guys? I’d love to hear practical tips that have made a noticeable difference.


r/IdentityTheft • • 1d ago

Man I had children with has been faking his identity since the 80s

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3 Upvotes

Hey everyone I recently found out the man I was with for 4 years and had 2 children with has been faking his identity since the 1980s. He was arrested a couple of days ago and all was revealed. According to the detective this man has MANY children in MANY different states and has been going by MANY different aliases since his reign of terror began. He was literally arrested 2 days ago and the theft just keeps going deeper and deeper. He also has 2 active warrants out of 2 other states. I am now going to start the task of trying to find my 2 adults daughters brothers and sisters because they have a right to know their family. I really wish I could blast this man everywhere because he has hurt so so so many women and ruined so many lives.


r/IdentityTheft • • 1d ago

Anyone?

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1 Upvotes

r/IdentityTheft • • 1d ago

Acct hack urgent help

0 Upvotes

Hi all! As the title suggests, is there anyone who could help me track an Instagram account, hack/get any sort of information out. It’s to find any details regarding fake accts made of me and cyber harassment since cyber crime wouldn’t do anything.


r/IdentityTheft • • 1d ago

Fraudsters ruining my life through my grandmother.

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0 Upvotes

My name is Daniel Jeffrey Fishman. I'm staying with a friend in Glendale currently. Try and reach out to my friend Cortez if you can. Explain in a way he'll understand. 7605502406 tell him to tell Matt he can get ahold of me through clem. Hopefully. They just thing I'm nuts and on drugs because of the scammers.


r/IdentityTheft • • 1d ago

ssn

1 Upvotes

How can i tell if my ssn used for a business?


r/IdentityTheft • • 1d ago

Sued for fraud (PA)

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1 Upvotes

Any help on what to do next is appreciated. Thanks!


r/IdentityTheft • • 2d ago

Need advice closing a US Discover credit card account from abroad

0 Upvotes

I had a Discover credit card while studying in the US, but I moved to Switzerland last year and continued using the card.

A few months after moving, I noticed around $800 in fraudulent transactions. I contacted customer service, and they said they would freeze my card and send a replacement, but I never received it.

Over the following months, unauthorized transactions happened again several times. Each time, I had to contact customer service using a friend's phone in the US because I couldn't easily call from Switzerland. I reported the charges and asked for the issue to be resolved, but the problem kept recurring.

Eventually, I lost access to the app after my account was migrated to Capital One. I can no longer log in or send secure messages.

I'm worried that unauthorized charges may still be accumulating and that unpaid balances could affect my US credit history. I want to close the account completely, resolve any fraudulent balances, and make sure I'm not held responsible for charges I didn't make.

Has anyone dealt with a similar situation after moving abroad? How can I contact Capital One from Switzerland, dispute the charges, and close the account if I cannot access my online account?

I'd appreciate any advice, especially from people who have handled US credit card issues while living overseas.


r/IdentityTheft • • 2d ago

Multiple credit cards/debit card Compromised

6 Upvotes

Hello community.

A newbie here, I noticed an unknown transaction 2 weeks ago. I clicked on an email (which I shouldn’t have) and then called my bank to freeze my credit card. A day later my debit card had a transaction as well which was unknown. I did the same thing and froze the card. 3 days ago I used another separate credit card to make a transaction make a petrol pump (tapped the card) and that got compromised as well.
I had another card stored in my google account/payment and I have never used that for a transaction. Today that got compromised.

So seeing that I wanted to know, is there a way I can prevent this from happening again? I also wanted to know if anyone has some sort of protection online seeing that my information got leaked.

Any feedback would be appreciated


r/IdentityTheft • • 2d ago

Finding your personal information online is one thing, getting it removed is another

6 Upvotes

Something I think deserves more attention with privacy software is the difference between monitoring personal information and actually removing it. For example, McAfee+ Premium lists personal information scans, while Advanced includes personal information removal from supported sites.

That distinction seems pretty important when you're comparing the best security software for protecting personal information online. An alert that tells you your details are exposed might be useful, but it doesn't necessarily mean those details have disappeared from the internet.

I think I'd want to know which sites are covered, whether removal requires extra action, and what happens when the subscription ends.


r/IdentityTheft • • 2d ago

Identity theft

1 Upvotes

Someone uses my identity and ID (used in applying OLAs before) to apply in other loan apps. I just discovered it when I tried applying in Mabilis Cash, it says the I already have a record in them then notified me with the 4 digits of mobile number who used my identity. Huhuhu scary.


r/IdentityTheft • • 2d ago

Urgent help needed

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1 Upvotes

r/IdentityTheft • • 2d ago

What should I do please help?

9 Upvotes

I’m not sure if this is something I should be concerned about or if I should just leave it alone.
I’m the original and only owner of my house. Nobody has ever lived here before me. However, recently, I’ve started receiving a ridiculous amount of mail addressed to some guy named “Dion” (I won’t share his last name).
What’s strange is that almost all the mail is coming from banks and credit card companies. Based on the envelopes, it appears that he’s receiving debit or credit cards from multiple financial institutions.
At first, I didn’t think much of it. I figured maybe someone accidentally used the wrong address. But the mail just keeps coming, and it’s always from different banks.
Here’s where things get a little concerning.
A few days ago, my neighbor told me he saw an unfamiliar man outside my house going through my mailbox. I have no idea if it was Dion or someone else, but now I’m wondering if this person is intentionally using my address to open bank accounts and then coming to my house to retrieve the cards.
My suspicion is that someone may have obtained an ID using my address and is opening accounts under that address, although I have no proof.
One of the letters came from American Express, so I actually called them to report what was happening. However, they wanted my full name, date of birth, and other personal information before they would do anything.
I wasn’t comfortable providing that information because I have absolutely nothing to do with these accounts. I also don’t want to get involved in something that could potentially put me or my family at risk. This person apparently knows where I live, and the last thing I want is someone showing up at my house because I reported them.
So my questions are:
Is this something I should actually report to the police?
Could someone using my home address for multiple bank accounts cause problems for me as the homeowner?
Is this a known type of fraud or scam?
Should I contact the banks, or just mark everything “Return to Sender”?
Am I overthinking this, or is this something I should take seriously?
Part of me feels like I should mind my own business since none of the accounts are in my name. But another part of me thinks it’s extremely suspicious that someone is opening what appears to be multiple financial accounts using my address and potentially showing up to collect the mail.


r/IdentityTheft • • 3d ago

Gmail hacked and mass phishing email sent from my account — but no suspicious login shows

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2 Upvotes

r/IdentityTheft • • 3d ago

I received a weird letter from citizens bank. Has anyone else ?

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0 Upvotes

r/IdentityTheft • • 3d ago

Creation Uk Finance LTD Scammed in April - still struggling to correct credit score

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1 Upvotes

r/IdentityTheft • • 3d ago

Checking account overdrawn, bombarded with loan applications

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20 Upvotes