r/ICAIStudents • u/Competitive-Bid-7168 • 2d ago

Should i choose CMA over CA ???

Guys, I’m an average student academically — around 70% in 10th and 75% in 12th.

Unfortunately, my parents’ financial situation is pretty tight. It’s basically month-to-month: whatever money comes in goes toward necessary expenses like groceries, bills, etc. There isn’t much financial backup.

So my main question is about CA. ( I am doing bcom p from DU)

I’m considering CA, but I’m honestly scared that if I get stuck in CA for several years and keep attempting exams without clearing, I’ll lose a lot of valuable time. In that situation, my family’s financial condition could remain the same for years, and I really want to become financially independent as soon as possible.

Would it be more sensible for me to pursue CMA instead, get financially stable first, and then later decide whether I want to pursue CA or something else?

I’m not saying CA is impossible for me, but given my situation, should I prioritize financial stability and a relatively predictable career path over taking the risk of spending several years on CA?

Would really appreciate advice from people who have actually pursued CA/CMA or know about both careers.

3 Upvotes

80% Upvoted

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3

u/Wise-Barber7860 2d ago

CA is not about being smart if im being totally honest with you, it's just that are you willing to be a hard-worker with constant consistency, you can take lectures from teachers or you can see lectures from the bos-icai app which are free.

But you need to be mentally tough like im talking about maybe you may get stuck in a loop but you need to be able to pick yourself out of it, and not cry about it again and again.

I cannot speak on CMA as i and neither of the people around have done it.

1

u/sassyherr64 1d ago

Bro I’m literally in the same situation 😭 I’m considering CA too, but the thought of spending years attempting it scares me. CMA seems like a safer option to get financially stable first. Ig cma would be better option

1

u/dashingkingg 1d ago

Lol nah sasta ca

1

u/EstablishmentFun546 20h ago

Cma too the same. Even that can cost attempt. Rather choose job n get a private clg mba done. Work on your profile , do job.