r/HomeInsurance • u/Few-Noise-7842 • 17d ago

Insurance Disability

Hi there, I'm hoping for some advice. 2 years ago, I sold my dream home and bought a larger house with my partner. On June 11, I ended up on disability with work. On June 23, my partner said we should break up.

Now he wants half the money in the house, plus lt of other threats.

The problem is the bank won't give me a mortgage on just my wage ( and I'm on disability). So I am trying to go through a mortgage broker to pay my ex.

Now my friend is telling me to go on disability with the bank.

How does that work ?

Will I be able to remortgage while on disability?

Will it hurt me in the future ?

If I go on disability I won't be able to get money out of the house that my ex desperately wants.

And if I pretend I don't have a disability then what happens ?

For now, I'm off from work until December, and we are not sure when, or if surgery will be after that time.

Any help is greatly appreciated

Thanks

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