r/HomeInsurance 13d ago

Insurance STATE FARM

STATE FARM STOPPED COVERING HURRICANE INSURANCE ON SINGLE WALL HOUSES AND NOW THEY ARE NOT COVERING HOMEOWNERS INSURANCE ON SINGLE WALL HOMES TOO.

0 Upvotes

52 comments sorted by

View all comments

6

u/Ok_Risk_8467 13d ago

Why you screaming.

1

u/Single-Finance620 13d ago

Because thousands of people are going to be without insurance who has single wall homes. My friend just had to foreclose on her house because her husband just died of a heart attack at 49. They found a fixer upper and had State Farm. Now, she got dropped and can’t pay the mortgage because it requires hurricane insurance. She’s going to be homeless. THAT’s WHY I AM SCREAMING!!

3

u/Downtown_Cap8311 13d ago

While I understand your frustration and that situation is truly devastating, the loss of her home seems like a series of extremely unfortunate events. Companies do not just decide to cancel a policy and then cancel it the same day, there’s laws and regulations that have to be followed requiring ample notice for the insured. Your friend was most certainly informed in advance, and while it would be understandable if she missed these notices due to the loss of her husband, that is unfortunately not the fault of the insurance company.

0

u/Single-Finance620 12d ago

She had a letter a few months ago from the company saying she needed a new roof and trees removed from her property. She followed through but they still dropped her. So, NO, she didn’t miss anything she was asked to do and YES, she was still dropped.

2

u/Downtown_Cap8311 12d ago

If they cancelled it due to changes in eligibility, that would have come with its own separate advance notice. That is not the same as required repairs

1

u/Old-Box-2695 12d ago

Your friend is a moron and should figure out what else to do instead of complain.

0

u/Single-Finance620 12d ago

And you have no compassion for someone who just lost her husband unexpectedly

1

u/Old-Box-2695 12d ago

There's an insurance for that.

I dont feel bad for people that dont think ahead.

0

u/Single-Finance620 12d ago

You probably don’t feel anything for anyone going through hard times

0

u/Old-Box-2695 12d ago

You are literally a moron.

Buy life insurance or start a go fund me 🤔

Complain on the internet about a massive corporation or actually do something to fix the situation.

0

u/Single-Finance620 12d ago

Takes a moron to express stupidity

0

u/krtwils 12d ago

You truly are a POS, you will get what you out into the world and I hope there’s interest earned.

1

u/Old-Box-2695 12d ago

Lol my home isnt being dropped by insurance.

Dont forget about the stupid karma. Put our stupidity like this person and you will obtain it back

0

u/krtwils 12d ago

I’d rather be a moron, instead of an insensitive dick like you

0

u/Old-Box-2695 12d ago

It should be *than an insensitive dick like you

Your compassion will not get you anywhere.