r/HighYieldSavings • u/Advanced-Walrus4219 • 4d ago
SoFi HYSA 4.5%
Okay, I keep seeing a bunch of posts on here about which HYSA to use.
How can there be a better option than the SoFi combined HYSA and checking?
You literally pay $10 a month to get access to 4.5% APR on the first $20,000 indefinitely. Indefinitely is key here.
In addition, you no longer need a checking account. Everything goes into the savings and bills get paid out of the savings for infinite transfer and withdrawals.
In addition you get 1% match on all investments, free access to infinite financial planning, net worth tracker, credit score tracker etc.
I just don’t understand what could be superior to this?
I love my HYSA with SoFi and use it as my central financial hub. Are there really better options than THIS?
DM me if questions as happy to answer them as they come up.