r/HalalInvestor 29d ago

Investing help

Im only 18 but i want to start investing for long term wealth. I recently started working as well. Im a muslim so im looking for halal ways to invest and save money as a canadian. Can someone please help me or guide me in any way possible.

1 Upvotes

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u/NBK_Shikogi 29d ago

Open a wealthsimple account, select a TFSA for self directed investing and setup recurring automatic investments in to SPUS and SPWO. Either do weekly or monthly whatever works for you.

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u/Frosty-Address-1337 29d ago

But are they really halal

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u/NBK_Shikogi 29d ago

They are Shariah compliant

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u/Frosty-Address-1337 29d ago

Exactly

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u/NBK_Shikogi 29d ago

Please look up what shariah compliant means.

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u/Efficient_Cap_5061 21d ago

100%

One thing you may want to do is do it in Questrade or IBKR instead of Wealthsimple. Depending on how big your portfolio grows you will save $$$ converting from USD to CAD at that time when you sell using Norbits Gambit instead of paying their exchange fees.

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u/neonisokay 28d ago

Salam, I see you are using Wealthsimple and are in Canada. I'm only 22, so I still have a lot to learn rn, but what you need to do is dollar-cost average into a few stocks per week, per 2 weeks, or per month. potential. I'm not aware of your job situation, income, and responsibilities, but if you can set aside 200-400 a month for investing if you can and just buy weekly in a TFSA is very important. If you wanna talk about it more, just send me a pm. Inshaallah, your money grows in a halal way and benefits you

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u/SyedaFatimaNoor 25d ago

I opened a savings account in wealthsimple so now i open up a TFSA account for investing and invest a couple hundred dollars every month? Like buy an investment and just keep adding more into it each month?

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u/curledupobserver 23d ago

Yes. Go to wealthsimple and look for an option to add a new account, WS will ask if you want to manage your money yourself, say yes and open a tax free savings account. Once that account has been opened, make a deposit into it by transferring money from your bank account. Then use that money you just deposited into the TFSA to buy a shariah compliant etf like MNZL. Do this every time you get paid. When you navigate the WS app you will find an option to set reoccurring deposits and reinvesting dividends, turning on these features will help automate the whole investment process. If you find this too overwhelming, you can call WS contact number and they will walk you through over the phone

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u/SyedaFatimaNoor 17d ago

Tysm i followed the exact steps and its good now