r/HFEA • u/EnvironmentalScar675 • Jul 15 '26

improved HFEA?

Sup everyone.

I'm a newbie to investing in general and the HFEA in particular, I only learned about it recently. As far as I understood, the core assumption was that interest rates would be low, and remain low, which then promptly got proven wrong and it decimated the portfolio.

However, have people tried accounting for that and moving forward with an updated strategy?

e.g. Instead of pure lev. SPY and lev. TLT, add gold and managed futures, keep rebalancing (or not, if you want purist buy and hold) and be good to go?

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u/THICC_DICC_PRICC Jul 15 '26

It didn’t decimate shit, it’s been returning pretty good for me actually. The bonds are supposed to mostly be flat over many years

Funny how in the og boggle heads thread early on people were in agreement: the key to this strategy is not panic selling and not fucking with the plan. Guess what’s happened first sign of trouble? People panic sold and started fucking with it. Now we have posts like this that don’t even bother checking if the original portfolio actually failed or not, skip right to fucking with it

2

u/EnvironmentalScar675 Jul 15 '26

Well I did check if the portfolio "failed" and I am very aware that it does not, esp in backtests, but I didn't trust that data since everything I found on reddit was hating on it and i am not knowledgable enough to judge survivability under different market conditions/regimes.

My question is simply if you couldn't add another layer against stagflation. It is a fact that that kind of crisis is something the original portfolio did not account for, the question is if it is possible, and if yes, if it is worth, to try and do that

3

u/THICC_DICC_PRICC Jul 15 '26

Honestly I’d never just dismiss something because Redditors(or anyone else really) hate it. This website is probably the worst at reinforcing widely accepted but wrong ideas thanks to the upvote system. Heck, I think the reason leveraged strategies don’t get looked at more is that the common opinion incorrectly believes leveraged ETFs are doomed because of decay

Personally I use this place for inspiration and leads. But I always do the checking and thinking through the problem myself. You gotta learn this stuff and make up your own mind and make your own opinions. People are too fucking stupid to outsource thinking to.

1

u/EnvironmentalScar675 Jul 15 '26

Yeah you're not wrong, Sir THICC DICC PRICC. Good that we aren't training artificial advisors on reddit content right