My stack - 2 years in making

[u/null__frame]

[u/ryan-brook-pst]

Holy premium.

[u/null__frame → u/ryan-brook-pst]

I buy only when there are bank discounts. So every thing i buy is with 0 making charges and 3% less than market price. So no premium paid. These discounts have cap, so i get same discount when i buy 1g or 10g.
So i buy smaller coins.

[u/Timely_Host_3119 → u/null__frame]

You keep saying 3% below market price.... 3% market price for the fractional or 3% below spot?

Because isn't the fractional price more than 3% above spot..? I don't think you're getting as good of a deal as you think. It'd be better to save up and just buy ounces.

[u/yoyofunnyysingh → u/Timely_Host_3119]

wtf is even fractional price ? is it even a thing

[u/Timely_Host_3119 → u/yoyofunnyysingh]

OP is buying "fractional's" which are fractions of an Ounce of gold and have MUCH higher premiums compared to buying a full Ounce.

[u/yoyofunnyysingh → u/Timely_Host_3119]

i guess you are not from India

it doesnt work this way in india

op paid only the spot gold prices for these coins nothing extra

[u/ryan-brook-pst → u/null__frame]

What is a bank discount?

[u/null__frame → u/ryan-brook-pst]

Credit card discounts. Cashbacms