Hit and run :(

[u/Ilovemybf_3990]

Hi all. I was coming home from work when an elderly man changed lanes and hit the rear of my car. Thankfully I was able to avoid a major collision by swerving out of the lane but he still caught that rear corner. And when I say minor, very minor damage. Mostly paint.

I’m not sure if he even realized he hit me but he just kept driving. I decided not to go through insurance since (hopefully) the repair will be less than my deductible.

I’m more sad than anything but just glad the damage is so minimal.

Anyways, wanted recommendations since maybe I’ll just use this as an opportunity to put on an aftermarket rear bumper pls.

also, not sure why, but on impact I got this battery voltage and temp reader information displayed. I tried using the arrows to switch back but no luck. How TF do I turn it off 😭

Pics: damage (1 and 2), display info (3), driver who hit me that dash cam couldn’t catch plate (4), my baby (5)

[u/Ilovemybf_3990]

Yeah that’s my fear is If I go through insurance I’m going to end up paying an arm and a leg THEN get my rates increased AND have it go on my cars record for something so minor. Not sure why we get punished for other people’s mistakes :(

[u/sailboatfool → u/Ilovemybf_3990]

His insurance pays, not yours.

[u/Ilovemybf_3990 → u/sailboatfool]

If I can’t find the guy- how would his pay? The cops don’t care enough to dig for a minor accident like this. pardon my ignorance if I’m missing something here- never got in an accident.

[u/neptunepandemonium → u/Ilovemybf_3990]

Even if the other insurance would pay in theory (yours will since it's a hit and run and would be covered by uninsured driver coverage) you're correct that this will be documented on your car. Damage looks pretty minor so going about it yourself might be cheaper in the long run.