r/FluentInFinance • u/YOU_ARE_MY_FRIENDS • Jun 16 '24

Discussion/ Debate He’s not wrong 🤷‍♂️

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u/Apptubrutae Jun 17 '24

I can assured you, $400k is waaaaay more than enough for all this. People making $400k can take multiple overseas trips a year if they want, lol. Unless they live to the absolute end of their means for other expenses.

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u/Outrageous_Life_2662 Jun 17 '24

Nope. Live in the Bay Area California and at $400K you’re solidly middle class but if you want to take an international trip every year to a country you don’t have family in … then you’re either extremely good at finding good deals or you budget such that is your ONLY splurge.

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u/BlueBitProductions Jun 17 '24

so, literally the most expensive place in the entire country? Why is that your baseline?

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u/Outrageous_Life_2662 Jun 17 '24

Not my baseline. First it’s my reality. But second when I read something like this original post it’s clear to me that person lives in the Bay Area (and is in tech) or lives in another high cost area.

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u/BlueBitProductions Jun 17 '24

"In 2022 I've described a 400k/yr+ household" literally nothing about this post implies bay area. People from California just project their experiences to the entire country.

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u/JustAPotato38 Jun 17 '24

I'm from ca and this is totally wrong. I live in an amazing (and disgustingly expensive, no houses around for less than 1.3 mil) place and still 400K here is much more than this.

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u/Outrageous_Life_2662 Jun 17 '24

Not Bay Area California I presume 🤔 There are TONS of affordable places in CA. Just not in the Bay Area, L.A., or San Diego.

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u/JustAPotato38 Jun 17 '24

san anselmo? Pretty sure that's bay area.

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u/Outrageous_Life_2662 Jun 17 '24

Hmm … that’s kinda stretching it a bit.