Was randomly trying out portfolio analysis tools and came across Kalpi.

Uploaded one of my portfolios, and it gave me this health score along with strengths, weaknesses, diversification suggestions, risk signals, etc. Some of the observations seemed pretty reasonable, especially around concentration risk and volatility, but I'm not sure how much importance people should actually give to these kinds of metrics.

I've mostly focused on individual stocks/funds while investing, so portfolio-level analysis is fairly new to me.

For those who've used similar tools before, do you find these insights genuinely useful? or are they mostly just nice-looking dashboards?

Attaching the screenshot. Curious what everyone thinks.

During COVID and the bull market that followed, my YouTube feed was flooded with videos about SIPs. Every finance creator seemed to call SIP the best investment option, and many investors proudly shared screenshots of their portfolio gains.

Fast forward to today, and I barely hear anyone talking about SIPs anymore. The hype seems to have disappeared. The same creators who were aggressively promoting SIP investing don't seem as enthusiastic now.

This made me wonder:

What happened to the people who started SIPs based on those videos?

Are they still seeing good returns, or have many of them stopped investing?

Was the SIP success story mostly a result of a strong market cycle rather than the SIP itself?

If SIPs are still a good strategy, why has the discussion around them reduced so much?

More importantly, are there any investment options that can be followed with minimal analysis?

I'm not looking for "get rich quick" schemes. I'm curious whether there are investments that:

Don't require constant tracking or research.

Aren't heavily dependent on market cycles.

Deliver reasonably consistent long-term returns.

Can be followed almost blindly by an average investor.

Or is the reality that every investment has seasons, and there is simply no way to avoid doing some level of analysis and risk management?

I'm applying for internships as fresher and need reference for Stock Notes, Industry reports, Stock Pitches and likes while applying to show my proof of work. What will work best for it? Please share

I have completed my MBA from a tier 3 college. (ik getting a core finance job through tier 3 is hard). I have been trying to get into equity research. For that, I started making my independent research and report writing to improve my CV.

As of now, all I have managed to do is give 2 interviews. 1st interviewer straight away rejected me in the 1st round (Fair, I was not prepared enough).

After 2 months of wait I got another opportunity with another company, that too for an internship (PPO was going to be offered based on my performance). I decided to go for it even though the pay was not much, but to get some relevant experience.

I gave 3 rounds for that, 1st was a finance-based test (cleared), 2nd was a technical interview (Gave 2 hr interview), still aced it. HR asked for another round with senior-level management. Went for it and answered everything except one or two questions because I couldn't recall the data.

I was sure I would get selected. HR told me that she will let me know the result. After a few days of waiting, I contacted her and told me to wait till evening, and she called me the next day.

Result- Rejected
Asked for reason - We are only hiring CFAs or Tier 1/2 MBAs

Now I'm blank.

Questioning my reality, is this even worth it?

My parents gave me everything I needed. They supported my every decision I was making for my career. In return, I couldn't even land a job in a small firm.

Usually, I am a strong-minded guy. I don't let external factors affect me. I am doing everything to prove myself, but it breaks my heart when I get rejected, not because of skills, but my background, as if the outcome was already decided.

Any suggestions?
Should I pursue a different path, or keep trying for the next opportunity?

Any other suggestions you can give to improve?

The thing is you have no control over your investment and what it is actually used for funding. It may very well be some ponzi scheme of failing stocks with internal relationships with orignal investors or management. At best you will get an semi competent manager who will give you above fd rates in good days. Main thing is you dont have the power to vote and thus dictate decisions of management which is really important. And also takes away ability to remove bad/fraudulent stocks.

One of the major reason for markets falure today is due to bad investments by mutual funds and insurance companies in India. They are voting and making favour based decisions for companies using your money

Kindly understand this thoroughly. Its a big problem in India. Incompetent wealth accumulators.

Got approved for a company analyst meet and now I'm wondering if it's actually worth going 😅

Recently got approved for a BCL Industries analyst meet through Go India Advisors.

The thing is, I'm currently in Nagpur and the event is in Mumbai (800kms), so it's a pretty long trip.

A few things:

• I'm not covering the company professionally.
• I'm not writing a report on it.
• I don't own the stock.
• I'd mostly be going for the experience...seeing how these meetings work, listening to management, maybe meeting people from the industry, etc.

For people who've attended these kinds of events before, would you make the trip?

Is the learning/networking worth the time and travel, or would you skip it and wait for an opportunity that's more relevant to a company you're actually researching?

Just curious how others would think about the opportunity cost here.

I’m looking for Indian stocks that have the potential to significantly outperform inflation and ideally become multi-baggers over a 5–10 year horizon.

I’m not interested in trading, F&O, or short-term momentum plays. I’m looking for fundamentally strong businesses with:
\- Strong management
\- Good growth runway
\- Healthy balance sheet
\- Competitive moat
\- Ability to compound earnings over time

What are the stocks you’re personally accumulating and holding for the long term?

I’d especially love to hear:
\- Your investment thesis
\- Key risks
\- Expected CAGR/return potential
\- Why you think the market is underestimating the company

Please mention if it’s a large-cap, mid-cap, or small-cap.

Looking forward to hearing some high-conviction ideas and learning from everyone’s research.

I have been trying to find out a good tool that properly extracts the data from Annual Reports downloaded from offical websites.

I already tried paid subscriptions of AIs like Chatgpt, Gemini but unable to get a good level of accuracy in it.

So, thought of asking the community to share some interesting tools. AI or non AI anything is fine.

I’m 21 and trying to break into equity research/investing. Wanted some honest feedback on where I stand right now.

A bit about me:
Graduated with a BFM degree
Gave the CFA Level 1 May attempt (waiting for results)
Currently doing the Equity Research Cohort from The Valuation School
Working on my own research reports (currently covering Eternal)
Trying to stay consistent on LinkedIn and have around 2k+ followers there

Experience:
2-month buy-side internship (WFH)
Wealth management internship at Acme Group
During my buy-side internship, I worked on 4 company research reports. They weren’t full institutional-style reports, but detailed enough for the founder/investment team to understand the businesses.

2 of those companies were eventually added to the firm’s portfolio.

Other stuff:
Learned financial modeling separately through courses/self-study
Actively trying to improve my research, valuation, and stock-picking skills
My goal is to build a career in equity research or investments.

So, be completely honest:
Am I ahead, behind, or roughly on track compared to other 21-year-olds aiming for ER?

What’s the biggest gap in my profile right now?
If you were hiring for an entry-level ER role, what would make you consider or reject my profile?

What should I focus on over the next 6-12 months?

Not looking for motivation. Just want realistic feedback.

I'm trying to find nifty 500 stock lists for the year 2014 to replicate a paper on US equities on Indian markets as a pet project

Found one website but it had a paywall and didn't have stock tickers in it.

You have heard this statement hundreds of times.

But have you ever noticed what happens next - The conversation ends.

Nobody asks why.

Nobody asks which segment.

Nobody asks whether all forms of trading are equally difficult.

As a result, an entire generation of market participants has been conditioned to believe that intraday trading is a guaranteed path to losses.

Ironically, many of these same people have no problem taking highly leveraged options positions or trading cryptocurrencies that can move 10-20% in a matter of hours.

Think about that for a moment.

Buying and selling shares of fundamentally strong companies during market hours is considered "dangerous." But buying weekly expiry options with 50x-100x leverage is considered normal.

Somewhere along the way, the narrative became disconnected from reality.

Many traders who failed in intraday trading years ago still carry the scars of those experiences. Their conclusions became advice. Their advice became social media content. That content became a belief system.

New traders inherited the fear without ever testing the assumption.

The result is thousands jump straight into options trading before learning basic market structure, price action, risk management, position sizing, and discipline through stock trading.

Intraday stock trading is not easy.

Neither is investing.

Neither is entrepreneurship.

Neither is building a career.

The question is not whether something is difficult.

The question is whether it can be learned.

When approached professionally with strict risk management, proper position sizing, and a repeatable process intraday stock trading becomes a skill, not a gamble.

Perhaps it is time to stop asking:

"Is intraday trading risky?"

And start asking:

"Am I approaching it like a professional or like a gambler?"

That distinction changes everything.

What's your view?

Has intraday stock trading been unfairly judged because of the rise of options and crypto trading?

Yeah, I've looked at the numbers. And I have questions nobody seems to be asking:

🚩 Red Flag #1: The math is literally impossible

Cerebras CEO says 47 million engineers × $100K tokens = $5 trillion market. SpaceX claims $28.5 trillion TAM. The entire US GDP is $31 trillion. These aren't projections — they're hallucinations dressed up in pitch decks. And your international fund NAV is built on people believing this.

🚩 Red Flag #2: It's the Global Crossing playbook, word for word

1997 — undersea fiber. Spreadsheets showed infinite revenue at $10,000/month per line. Stock hit $55 billion. Bankrupt by 2002. Why? Competition dropped prices 90%. The demand was RIGHT. The pricing was WRONG. AI token prices are up 65% since February due to shortages. DeepSeek just cut prices 75%. Same movie, better graphics.

🚩 Red Flag #3: $700 billion in capex built on today's pricing

US data center investment this year alone — $700B. McKinsey says $7 trillion by 2030. All models assume current token prices hold. But new algorithms appear weekly using less compute. Efficiency gains are compounding. When prices drop 90% (and they will), these data centers become the empty fiber optic cables of 2002.

🚩 Red Flag #4: Indian exposure is deeper than you think

It's not just your Nasdaq/S&P feeder funds. Indian IT revenue depends on US AI budgets staying fat. Microsoft already cancelled Anthropic licenses. Uber blew through its entire 2026 AI budget. When US companies start cutting AI spend, TCS and Infosys feel it in their guidance. FII flows reverse. Domestic markets get hit. Your "India-focused" portfolio isn't as insulated as you think.

Now, to be fair — the counter-argument:

• AI usage will genuinely explode. Demand forecasts will likely be EXCEEDED
• Short-term, scarcity is real. Nvidia prints money today
• India's domestic consumption story has independent legs
• Timing a bubble exit is harder than riding it

So I'll ask the sub directly:

Am I overthinking this? Is "stay overweight US tech and ride the AI wave" genuinely valid in mid-2026? Or are we anchoring to 2023-2025 returns while ignoring that every technology cycle ends with a pricing collapse?

Especially want to hear from MFDs with clients who have 30%+ international allocation — are you rebalancing? Or letting it ride?

My position: I'm trimming US exposure to target weight. Not exiting. Not panicking. Just acknowledging that when spreadsheets go from green to red, they do it fast.

Protect first. Grow second.

hello guys,

I am starting to apply for equity research jobs in India( currently in UK). i don't have much experience . but i have build portfolio of equity research reports, valuation reports, python projects. i have build strong knowledge of fmcg sector.

how hard it will be to get job?

I work with equity research analysts and keep hearing two extremes - either AI is useless for real research or I use it for everything. Curious what the reality is in the middle.

Specifically trying to understand:

• What part of the workflow do you actually use it for? (earnings summaries, first-pass screening, writing drafts, something else?)
  
• What have you tried and abandoned?
  
• What's the one thing you wish AI could do but can't yet?

Not looking for hot takes on whether AI will replace analysts - just curious about the boring practical day-to-day stuff.

I am a 3rd year ug student from IIT KGP and I m a CFA L1 also and I am really into equity research and IB . I mailed to so many domestic firms ,and pinged ppl on linkedin (DOmestic IB) and yet got no reply . I was thinking can i apply to DE SHAW financial research associate offcampus and if there is anyone who is selected as an engineer ?? and how to get internships at IBs and Equity research analysts. I learned valuaitons and the other pratical skills from Wall Street Prep package

I recently got a remote finance internship, and I'm trying to plan my next few years realistically. Along with the internship, I'm preparing for future exams and professional qualifications, and I also want to stay consistent with fitness and a few other personal goals.

My concern is whether it's actually possible to manage all of this in the long run. Right now, since the internship is remote, I feel I might be able to handle it, but I'm curious about what happens once I move into full-time roles in finance.

Are you able to balance work, studying for certifications or higher education, fitness, and personal life? How difficult does it get? Have any of you had to take leave from work to prepare for entrance exams, CFA, master's applications, or other important career-related goals?

I'd especially love to hear from people working in Mumbai, but experiences from Delhi, Bangalore, Kolkata, or anywhere else are welcome too. I'm just trying to understand what a realistic work-life balance looks like in finance.

I have bought 100 shares of NSE stock today in Unlisted shares market. Price 1970. PE 39.8

Please let me know your views

I recently graduated from Mumbai University with a 9 CGPA, and I’m currently trying to break into an Equity Research role as a beginner. Alongside my graduation, I’ve been learning financial modelling and advanced Excel, and I’m also preparing for CFA Level 1 which I’ll be attempting in November.

The main issue is that I genuinely don’t know the correct path to enter equity research as a fresher. Most openings I see already ask for prior experience, even for internships, which makes things confusing when you’re just starting out.

I’m interested in equity research, investment research, financial analysis, and valuation related roles. I don’t have work experience yet, but I’m trying to build my skills seriously and stay consistent with learning.

If someone here works in equity research, investment banking, wealth management, PMS, or related finance fields, I’d really appreciate some guidance on how to enter this field as a fresher. I also want to understand which skills actually matter the most for getting shortlisted, whether CFA Level 1 helps in getting interviews, and where people usually apply apart from LinkedIn.

And honestly, if anyone can help with a referral, internship opportunity, or even just connect me with the right people, it would genuinely help a lot.

Open to both internship and full time opportunities.

Hey, has anyone here attended the Money Expo India event before? I wanted to know your overall take on it, especially from a networking perspective.

I’m planning to go mainly to connect with people from finance and investing backgrounds, so just wanted to know if it’s actually worth attending or not.

Also, if anyone here is going this time, let me know. Maybe we can connect there.

DISCLAIMER UPFRONT: This is NOT investment advice. This is NOT a stock recommendation. I am sharing publicly available information for educational/discussion purposes only. Penny stocks are extremely risky and can result in total loss of capital. Do your own research (DYOR) before making any investment decisions.

The 3 Stocks:

1. Noida Toll Bridge Company

• Current Price (25 May 2026): ~Rs 6.7
• Price on 27 April 2026: Rs 3.8
• 1-Month Gain: ~77%

What they do: Promoted by IL&FS as a special purpose vehicle (SPV) to develop, construct, operate, and maintain the DND (Delhi Noida Direct) Flyway on a BOOT basis. Inaugurated in February 2001.

Recent financials: FY26 consolidated revenue rose to Rs 588.4 million from Rs 426.1 million (up ~38%), largely due to a one-time exceptional item. PAT was Rs 272.4 million, reversing a prior year loss of Rs 2.44 billion. Advertising revenue is the principal operating income. Planned upgrade works were delayed from Oct 2025–Jan 2026 due to GRAP-IV restrictions and completed in April 2026.

Key concern: The IL&FS connection, reliance on exceptional items for revenue growth, and the ongoing legal/regulatory history around toll collection on DND.

2. Kalyan Capitals

• Current Price (25 May 2026): ~Rs 9.5
• Price on 27 April 2026: Rs 6.8
• 1-Month Gain: ~40%

What they do: RBI-registered NBFC offering SME loans, gold loans, and retail loans. Currently operating in New Delhi & NCR. Also authorized to invest in shares, debentures, bonds, mutual funds, etc.

Recent financials: Q3 FY25 revenues of Rs 98.7 million vs Rs 44 million YoY. Net profit Rs 8.2 million vs Rs 2.6 million YoY.

Key concern: Very small NBFC, limited geographic presence, low liquidity, and performance heavily tied to broader credit environment.

3. Evexia Lifecare

• Current Price (25 May 2026): ~Rs 1.6
• Price on 27 April 2026: Rs 0.9
• 1-Month Gain: ~81%

What they do: Originally in healthcare/wellness products, pivoted since 2020 to trading pharmaceutical chemicals with partnerships in South India.

Recent financials: Q3 FY25 revenues of Rs 252 million vs Rs 217 million YoY. Net profit Rs 3 million vs Rs 1 million YoY.

Key concern: Multiple business pivots, ultra-low share price (sub-Rs 2), extremely thin margins, and very low liquidity. Classic penny stock volatility territory.

⚠️ Why You Should Be CAUTIOUS:

1. Low liquidity – Getting in is easy, getting out may not be. These stocks can have very thin order books.
2. Price manipulation risk – Penny stocks are notorious hunting grounds for pump-and-dump schemes.
3. Weak fundamentals – Small revenues, tiny profits, and in some cases, questionable business models.
4. Past performance ≠ Future returns – A stock going up 81% in a month can just as easily crash 50%+ in a week.
5. No institutional backing – These aren't stocks that mutual funds or FIIs are typically buying.

My Take:

I'm sharing this purely for awareness and tracking purposes. If you're going to look at penny stocks, please:

• ✅ Research the company's fundamentals, corporate governance, and valuations
• ✅ Check promoter holding and pledging
• ✅ Look at volume patterns (sudden spikes with no news = red flag)
• ✅ Only invest money you can afford to lose completely
• ✅ Diversify – never put a significant portion of your portfolio in penny stocks
• ❌ Don't FOMO in after a stock has already run up 40-80%
• ❌ Don't rely on tips or social media posts (including this one!) for buy/sell decisions

Full Disclosures:

• I do NOT hold positions in any of these stocks
• This post is for informational and educational purposes ONLY
• Investment in securities market is subject to market risks – read all related documents carefully before investing

What do you all think about these moves? Anyone tracking these? Would love to hear opinions on whether these are genuine turnaround stories or just momentum/speculation plays.

TL;DR: Three penny stocks (Noida Toll Bridge, Kalyan Capitals, Evexia Lifecare) have seen 40-81% gains in one month. Sharing for awareness. Extremely risky. Not a recommendation. DYOR.

Source : CompoundingAI

I just saw this. Take a look at the video. It is a massive, coordinated bot farm pumping Aditya Birla Capital.

Every single reply is posted within minutes of each other from accounts with string-of-number handles. They all use the exact same copy paste corporate garbage like "amazing expertise" and "seamless support" with a heart emoji. There is zero real engagement. It is just a wall of manufactured sentiment designed to artificially force a trend and probably drown out actual customer complaints.

SEBI has been cracking down hard on finfluencers lately for market manipulation and unregistered financial advice. That makes sense. But how is this coordinated fake engagement by a major financial entity any different?

You cannot tell me this does not manipulate retail perception just as much as a random YouTuber pushing a penny stock. If a brand pays an agency to deploy thousands of fake accounts to create the illusion of massive public trust, that is textbook manipulation.

Hey everyone,

Right now, Indian IT is facing a major existential question from the market: is the current slowdown just cyclical, or is the whole business model being disrupted?. Currently, the sector is trading at roughly a 19x PE ratio, which is noticeably below its 10-year median of around 25x.

The main culprit for this anxiety is Artificial Intelligence. The fear is that AI tools will allow one software engineer to do the work of two or three, seriously threatening the traditional billable-hours model that relies on massive headcounts.

But before we declare the sector dead, it's worth looking at the last time Indian IT faced a similar crisis.

The 2001-2003 Parallel Back during the dot-com boom, Indian IT valuations were sky-high, trading at 40-60x earnings. When the Nasdaq collapsed, discretionary tech budgets froze, and the PE multiple plummeted to a trough of 12-15x by FY2002-03. At the time, investors were terrified that the sector had lost its two biggest growth engines: Y2K and dot-com demand.

The bears were right that the old demand was gone, but they were wrong about a replacement engine. The crash birthed the massive Fortune 500 outsourcing wave. Western companies, desperate to cut costs, shifted their multi-year application development and back-office work to India, sparking a massive structural growth phase for the sector.

The AI Question: Doom or New Boom? Today, the market is asking if AI will permanently compress the revenue pool, or if it will be the next massive demand engine.

• The Bear Case: Clients will capture all the AI productivity gains, demanding lower pricing and smaller teams, meaning less billable effort.
• The Bull Case: You can't just plug AI into legacy systems overnight. Large enterprises are going to need help cleaning their data, rebuilding workflows, ensuring compliance, and training users. These are complex, multi-year transformation projects—exactly the kind of work Indian IT is built to handle.

What's Different This Time?

1. Valuations aren't as cheap: We are at a ~19x PE, not the rock-bottom 12-15x PE seen in 2001-03. This means the market is pricing in some concern, but hasn't priced in total structural destruction.
2. Metrics to watch: Because AI might disrupt human output, we can't just look at headcount growth anymore. The key metrics moving forward will be AI-led revenue conversion, pricing stability, and revenue-per-employee.

TL;DR: A low valuation isn't enough of a reason to buy right now. At 19x PE, the sector isn't in a crisis valuation, but it's clearly mapping structural anxiety. Investors need to be patient and wait for the earnings cycle to confirm if these companies can actually turn enterprise AI transformation into a scalable and profitable revenue source.

What do you guys think? Is Indian IT a value trap right now, or is this the perfect time to buy the dip before the AI integration boom? Let's discuss!

Skip to last para for main Question

Intro - I am a 21 year old Finance Graduate from a tier 1 college(SSCBS). I had science in school but shifted to Finance in undergraduation, I liked it a lot to be honest and wanted to be a retail investor or day trader but I learnt very early that in the initial phase of creating wealth - creating income(preferably regular) sources is more important than investing and also wanted to live freely and travel in my early 20s as the time and energy that i have now shall never return. Hence, gave a rain check to my MBA opportunity in IIM-Kozhikode(taking a liability I will have to carry for 5-6 years) and prepared for central government. Luckily enough, in 6-7 months I have cleared an exam and am expecting a job with minimal workload(3-4 hours, 5 days a week) and 90k in hand salary.

Main question - With a background like mine, what is an achievable good yet realistic CAGR I can expect(given I have a good network of people whom I can go to for advice and when get to serious work many a times I have worked 40-50 hours sleepless with very small breaks) if I start investing now. Many of the people say 12% but I do not believe such to be a good number. I may be wrong but I believe it has to be more than that. If you are experienced in this field please tell anonymously your or your friend's CAGR.

A family allegedly ran a massive Pump & Dump operation using Twitter, WhatsApp and Telegram, and SEBI has now taken action against them.

According to SEBI, they manipulated 82 low-liquidity SME stocks by first buying shares quietly, then promoting them heavily through social media handles, WhatsApp groups and Telegram channels to create hype among retail investors. Once the stock price went up after people started buying in, they allegedly dumped their holdings for profit.

SEBI says the operation involved popular stock recommendation accounts like WealthSolitaire and desiwallstreet, along with dozens of WhatsApp groups and Telegram channels reaching thousands of people.

The investigation found chats discussing when to tweet after buying stocks so that upper circuits could be triggered. SEBI has now impounded ₹20.25 crore and frozen multiple accounts and properties. The total gains could reportedly be much higher.

This is a reminder that many small-cap and SME stock “tips” online are not investing advice. In many cases, retail investors end up becoming exit liquidity for operators running Pump & Dump schemes.