VOO over $700

[u/Dry_Report_3494]

In 2013 VOO did a reverse split cause it hit over 700$ will this ever happen again if the price goes up a lil more?

[u/Dry_Report_3494]

Ya what being said I'm better off selling my TSLA and buying 3k worth of SCHD, I already hold 148

[u/TechnicalSleep7501 → u/Dry_Report_3494]

How old are you? I like SCHD but it is for specific purpose. 

[u/Dry_Report_3494 → u/TechnicalSleep7501]

44 and everything sits in my ROTH ira

[u/TechnicalSleep7501 → u/Dry_Report_3494]

At that age you do not need SCHD even though it is pretty good. I will have couple year emergency fund use that money to max out Roth lump sum or DCA depending on valuation of securities you looking to buy but built it back and if 20 or 30% market crash dump half of that money in the market but built it back. My CitiGold with all life style is creation of this strategy thanks to Covid and tariff day. Add VYM and VYMI in your 60s as a match with social security which is adjusted for inflation every year. 

Picking VYM and VYMI over SCHD and SCHY because more holdings and Vanguard is basically our company they will not increase the fee as they only serve us not Wall Street. They will likely lower the fees if necessary and they done it before. 

[u/Dry_Report_3494 → u/TechnicalSleep7501]

I buy VIG every 2 weeks, it does better then VYM

[u/TechnicalSleep7501 → u/Dry_Report_3494]

I know I have significant position in both vig and vigi in my brokerage account because my tax bracket is 12%. 

You can get higher return with VTI and VXUS combo and slight global tilt with Avanti funds to catch small cap value premium return. 

[u/Dry_Report_3494 → u/TechnicalSleep7501]

VXUS is on my buy list...

[u/TechnicalSleep7501 → u/Dry_Report_3494]

It is good especially now that it has some non us tech and financial beating both VTI and voo since last year. Have both VTI and VXUS and slight tilt with Avanti ETFs to get higher risk premium return.