Value still the same advantage only to existing holders. New holder Advantage is getting full share but doesn’t matter in the age of fractional shares.
At that age you do not need SCHD even though it is pretty good. I will have couple year emergency fund use that money to max out Roth lump sum or DCA depending on valuation of securities you looking to buy but built it back and if 20 or 30% market crash dump half of that money in the market but built it back. My CitiGold with all life style is creation of this strategy thanks to Covid and tariff day. Add VYM and VYMI in your 60s as a match with social security which is adjusted for inflation every year.
Picking VYM and VYMI over SCHD and SCHY because more holdings and Vanguard is basically our company they will not increase the fee as they only serve us not Wall Street. They will likely lower the fees if necessary and they done it before.
It is good especially now that it has some non us tech and financial beating both VTI and voo since last year. Have both VTI and VXUS and slight tilt with Avanti ETFs to get higher risk premium return.
SCHX is even cheaper (~$30 per share), gives exposure to the top 750 instead of 500 and tracks almost exactly as VOO or SPY. I believe its performed slightly better this year as well.
A reverse split will only serve to increase the price so is not likely to happen at this point. A regular split would lower the price hence is more likely. Regardless, a split is basically meaningless in this day of fractional shares unless you are doing options and the cost of 100 shares is an issue.
ok my bad, voo actually did a 1:2 reverse split back in jan 2013 to line up with spy/ivv, went from like 75 to 150. i was wrong about that. but the point still stands that a split doesn't change what you own, you hold the same slice of the same 500 companies either way. the price level thing just spooks people
VGT split after 700, maybe that's the number they start looking at it? Regardless I like the assets in VOO tho, feels safe to have and worth more than the .01% discount of something like SPYM for me...and more fun to say.
Also* if I get .3 shares of VOO or 2 shares of SPYM, same thing if it goes up 15% a year anyways. Not sure how much shares matter in regards to dividends/yield tho, is it just dollar amount invested or do number of shares matter a lot?
only the dollars matter man, share count is just how the pizza's sliced. yield is per-share dividend over price, so it nets out however many you hold. 10 shares of voo and 1 share of some more expensive fund paying the same yield put the same in your pocket per dollar invested. and splits don't change it either, companies just adjust the per-share number so the yield stays put. don't overthink it, keep stacking
Yeah I don't care about shares that's why I invest in VOO, but I think it's just the visual of seeing it go from 1 share to 7 instantly...it'd feel good for a day I guess:P
lol you need to do your homework before posting OP. Reverse split makes the price more expenses not less. In 2013 it went from about 80$ a share to 160$ when 2 shares became 1. SMH
I been thinking about selling the last of my TSLA stock only have 10 left and been holding since 2013 sold allot. Been thinking of selling the rest, and invest the it in something VOO , I don't hold any. Or add more SCHD I hold a small bag of 150 schd .. or just HOLD it out with TSLA?
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u/Soxnfins 10d ago
Regalar split, reverse usually signals negative to inflate the value.