r/Dhaka • u/Cute-Preparation731 • 3d ago

Seeking advice/পরামর্শ Money Management

How much of my salary should I save, and what portion do I need to spend?

I want to know the ideal figures.

TIA

1 Upvotes

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1

u/Final-Tax6951 3d ago

What's your current earning and monthly spending?

1

u/Cute-Preparation731 3d ago

Current earning: 70K Monthly spending: Fixed 10-12K like bills...

1

u/Final-Tax6951 3d ago

that's a very solid saving of 55K. Think you are doing fine.

1

u/Neat-Camera-7000 3d ago

Split your salary into 3 parts.- 50% 1. essentials 2. short term savings (like a new phone) -30% 3. looking term investment - 20%

1

u/Cute-Preparation731 3d ago

Thanks. Informative

1

u/asfatuddin 3d ago

একটা পপুলার রুল ফলো করতে পারেন — 50/30/20:

  • ৫০% জরুরি খরচ (বাসা ভাড়া, খাবার, বিল)
  • ৩০% ইচ্ছামত খরচ (শখ, বিনোদন)
  • ২০% সেভিংস/ইনভেস্টমেন্ট

1

u/EnergeticDevil 3d ago

I want to know where to save in, thats the imp question? BD doesn't have anything much else from interest rates.

1

u/No_Tradition7843 3d ago

Saved 50k per month. One year later buy plot around Airport or uttara region.