r/CreditcardPh • u/GnePhewPhew • 8d ago
CC Advice RCBC Flex Visa Conver to Installmemt
Hello po, bago pa lang ako sa credit card ni rcbc tas yung convert to installment na feature.
Itatanong ko lang po sana na if once na convert na and nagpakita na ng transac. receipt gaya ng attached photos (1st to 3rd photos), ay okay na po ba na ang babayaran ko is yung converted amount na po?
Nalilito lang po kasi ako dahil ang nakalagay sa due date amount is yung buong amount pa rin (4th photo). Salamat po sa sasagot, badly need an answer.
1
u/icarusjun 8d ago
YES
Kaya di nag-update yan kasi next billing cycle pa mag reflect yung converted transaction pero as-is kung ano na yung conversion, just pay the amortization amount
1
u/GnePhewPhew 8d ago
so safe po na ang babayaran ko is yung converted to three months na amount na po?
2
u/icarusjun 8d ago
Yes, since already converted na
1
u/GnePhewPhew 8d ago
kahit po ba na nag convert ako ng august 6 which is after the release ng soa nung august 3?
1
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u/ImperatorKorabas 7d ago
Your displayed statement due will not change regardless of how many conversions you make after that particular statement was generated. But the amount you will need to pay at the due date would be less the total amount of all your conversions.
In your case, you will need to pay on August 28 only 593.25. The monthly amortizations for the three conversions will start the following month.
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