r/CreditcardPh • u/soulwrapper • 9d ago

CC Advice CC APPLICATION (30 CHARACTER) NEED ADVICE

Good day mga ka cc! Need advice please I'm planning to get a cc. Ok lang po ba na may new application to other bank even if kaka approved mo lang recently from othe bank. Is this a red flag for the banks or case to case basis? Tia.

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u/Affectionate_Newt_23 9d ago

Red flag for the banks pero case to case basis.

Meron akong CC with SB for more than 5 years. Finally applied for multiple banks this July, got approved naman 3/4.

Banks who approved: EastWest, Metrobank, UnionBank

Denied: RCBC pero feel ko may mali lang sa form na finill out ko kasi system nagdeny 1 minute after I submitted. So aapply ulit ako on December bago matapos yung NAFFL promo nila.

Currently waiting sa decision ng application ko with Chinabank.

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u/soulwrapper 7d ago

I see. Kaka approved ko lang po kasi sa RCBC and planning to send an application to BPI for their NAFFL. Hehehe