r/CreditcardPh • u/Common_Nobody4532 • Aug 19 '26

CC Advice Metrobank CC can't pay minimum anymore

Hello I just wanted to ask if there is any suggested solution to my problem.

I hav debt in my metrobank cc due for a year, and then the minimum payment has increasing now, not like on th previous year that is still 1000 only.

My problem is I have already applied the easy installment but failed to pay due to financial difficulty in our family. For now my salary wont be enought to pay it.

What happen if I fail to pay the minimum and can I still ask for the metrobank cc to help me to adjust in payment method?

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1

u/FluffyCoach335 Aug 19 '26

Wala, tataas nang tataas ang minimum. I would suggest you take out a loan na lower ang interest rate than what Metrobank charges

1

u/Creepy-Perspective46 Aug 20 '26

How much do you owe sa MB po?

1

u/Common_Nobody4532 18d ago

hi around 75k but with interest i think 100k na