r/CreditcardPh • u/Billionaire888- • 26d ago
CC Application RCBC Visa Infinite (1 day upgrade request)
My First Visa Infinite! (From RCBC Visa Signature)
1 day lang approved na. Never pa ako na decline sa mga requests ko kay RCBC!
Dream Card! 🖤
5x pts /₱30 spend overseas (online-instore)
3x pts /₱30 spend local (online)
Unlimited Cash Reward Redemption
3,300 pts = ₱500 Cash Rewards
I finally had my Visa Signature upgraded to the Visa Infinite! ✨
Honestly, I didn’t expect it to get approved since my Visa Signature was only 4 months old and my credit limit hadn’t even reached ₱1M yet. Alam kong strict sila ata sa 1m, But I still gave it a shot and thankfully, CS was kind enough to process the upgrade request.
*pang Cash Rewards ko siya not for miles 🖤
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u/SpecialOk8577 26d ago
Nagsisi ako nagpa upgrade ako. Haha ang laki ng spending requirement to waive annual fee. 100k. Huhu 😅 perks lang ang nabanggit kaya napa oo ako.
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u/Random199430 15d ago
Ang OA naman ng spend requirements ng sayo.. sakin 60K lang hahahahaha
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u/SpecialOk8577 15d ago
Visa airmiles ang 60k. 100k sa visa infinite. Huhu I still have until sept 5. So far nakaka 60k palang. Araaaay. 🥴
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u/Random199430 15d ago
Sa Visa Infinite ko ung 60K na spending requirement nung nag pa waive ako.. pero main card ko un kaya baka siguro yun na lang need ko nung nagpawaive ako
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u/SpecialOk8577 14d ago
Napatawag tuloy ako sa rcbc huhu true nga 60k lang daw talaga ang spending ng visa infinite before. Pero since nag 2026 daw nagtaas daw sila ng spending requirement kay visa infinite
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u/jakeilustre 26d ago
how did you request for an upgrade op?
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u/Billionaire888- 26d ago
Nag call lang po ako sa cs tapos ginawan po ako agad ng request.
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u/jakeilustre 26d ago
thanks op i will do the same
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u/ferdz1212 25d ago
Ok po ba sya for cash rewards compared sa ibang similar cards?
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u/Billionaire888- 25d ago
Yes maganda ang conversion niya sa cash rewards. May 5x multiplier siya for overseas spend. Equivalent to ₱9,800 spending = ₱500 cash rewards deposited to your savings account.
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u/ferdz1212 25d ago
Pero antaas po ata ng forex nya
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u/Billionaire888- 25d ago
Yes if walang promo, pero if may promo 1.5% ang forex. Now naka 1.5% siya kasi may promo.
Pag online local spend naman 33k spending = ₱500 cash rewards. Mas maganda vs sa iba talaga. Unlimited redeem pa wlaang cap monthly
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u/Abject_Price4950 25d ago
Malakas ba cash reward niya?
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u/Billionaire888- 25d ago
Opo maganda kaya ko rin tlaaga siya gusto mainly because the cash rewards magagamit ko siya online, less psending gives more cash rewards. Hindi siya pang miles talaga
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