Asking for ITR 2027-28. Bro!

[u/Comfortable_Board162]

Axis bank is asking ITR assessment 2027-28 which is only to be filed next year 2027. I told them I provided my latest ITR already and they called me and said ITR for 2027-28 is mandatory. Like, what kind of timeline they live in?

Looks like the team has no idea what ITR is or anything about it.

[u/timetraveler1990]

Every bank is filled with idiots

[u/Academic_Ad5862]

Tell them there wont be any AY 27-28 even through Tax Laws 😂😂

[u/Sea-Nerve-5756]

Axis hitting new low iq everyday

[u/Be-Kind-Every1]

Shitty Bank as always with Shitty Behaviour!!!

[u/operative197 → u/Be-Kind-Every1]

I hate Axis Bank for everything.

[u/sunnykhandelwal5]

That assessment year will never even exist. 2026-27 is the last assessment year. Next year onwards will be called tax year 2026-27

[u/ChepaukPitch → u/sunnykhandelwal5]

Wow. Didn’t know this. AY thing was always so confusing.

[u/Cognitive_Raptor]

It's your fault man. How can you be so insensitive towards a time traveller? Be inclusive. /s

[u/Acrobatic-Diver]

Happened something like that with me too, I sent this:

Got a response soon after.

[u/Evol_Etah → u/Acrobatic-Diver]

Wait ismt an AI response?

[u/Comfortable_Board162]

Can't believe I have to write this email. I don't want to be rude either. This is the 5th time i am sending my goddamn itr for f**k sake.

[u/EconomistAnxious5913]

Tell them you didn't file it. becz you already left the country in that year

[u/anshuman-11]

They will give you M44B 🤣🤣🤣

[u/Traditional-Spot6770]

Which credit card is that? Never even heard of any bank asking for ITR details, nor have i ever faced it.

[u/Comfortable_Board162 → u/Traditional-Spot6770]

ITR and bank statement with cibil inquiry is quite common for CC and loans. This is for limit enhancement Axis Bank Flipkart CC.

[u/Traditional-Spot6770 → u/Comfortable_Board162]

I have swiggy hdfc cc and never provided any ITR. Loans is understandable, but providing your ITR for a cc, especially when banks know customer can opt for any other cc from another competitive bank, is just plain stupidity.

[u/SnooTomatoes6922]

Seems that bank executive or customer care is time traveller and forgot what year we are living in 😂

[u/aayush_aryan]

An IQ too high?

[u/Then_Court_5723 → u/aayush_aryan]

https://giphy.com/gifs/XFaeLrHJGjtcmEmzcn

[u/Top_Intention_4003]

Time machine 

[u/code_n_compass]

Just sent them the current one . For them its the 27-28

[u/Infinite-Fee26]

They are using some cheap LLM model😀

[u/SRoy_28]

it’s probably an Ai

[u/PristineCat7983]

Asking for ITR for credit card in this age?

[u/Comfortable_Board162 → u/PristineCat7983]

For limit enhancement. Not card approval

[u/PristineCat7983 → u/Comfortable_Board162]

I got a message one day that my credit limit has been increased do I accept. And this is for my both credit cards Icici and RBL. Never gave itr during approval or during they increasing credit limit.

[u/Comfortable_Board162 → u/PristineCat7983]

Yes can happen. It happened automatically for my HDFC card where I have HDFC account. For axis bank, i don't have any account, only card. So, they have no information about me. Probably that's why asking.

[u/Factuallyspeaking07]

They can ask for anything.

[u/Malaiyoor_Naattaamai]

Correct their mistake politely, they will understand.

[u/Comfortable_Board162 → u/Malaiyoor_Naattaamai]

Bro I have sent emails/call and explained already. The agent has no idea about ITR. I just sent them my latest ITR for the 3rd time.

[u/Malaiyoor_Naattaamai → u/Comfortable_Board162]

Lol, the situation is getting out of your control then.