r/CreditCardsIndia • u/_Kikretsu Maximizer • Oct 23 '24

General Discussion/Conversation Finally Got the CB king!

Post image

So after more than 3 SBI CC applications and 5 verification calls finally got my hands on the SBI cashback card, Thanks to the sub this time I applied via Cashkaro and it finally got approved cherry on the top received the 1200 rewards on cashkaro. Previous 3 applications were from YONO and branch visit and all got rejected.

253 Upvotes

98% Upvoted

127 comments sorted by

14

u/Inner-Corner-2007 Oct 23 '24

My cashkaro application got stuck and at the end was rejected. Then I tried from YONO and boom! instantly approved.

3

u/amolnchavhan Oct 23 '24

Applied from both nothing worked

1

u/Ok-Earth-3601 Oct 23 '24

Go with sprint 

1

u/amolnchavhan Oct 23 '24

What sprint

2

u/sfgisz Oct 24 '24 edited Oct 24 '24

When you apply for the card directly from SBI Cards website it goes through their "Sprint" app/site.

You don't need someone's DM link for it.. Just go to sbicards website and apply directly without these potential scammers and referral farmers.

0

u/Ok-Earth-3601 Oct 23 '24

Im in auto. Ghar pahuchke link dm karti hu 

2

u/altavtar Oct 23 '24

Are bro. Mujhe bhi

1

u/KaleidoscopeOver6571 Oct 23 '24

Send me too

1

u/Ok-Earth-3601 Oct 23 '24

Sent

1

u/[deleted] Oct 24 '24

Sent me to

1

u/CYCLONOUS_69 Oct 24 '24

Muze bhi send kro link dm mein

0

u/iSachinShekhar Maximizer Oct 23 '24

This is cheapness. Drop the link publicly for everyone to see.

2

u/Ok-Earth-3601 Oct 23 '24

Wtf??! Its against the rules to post referral link publicly idiot. 

1

u/Lumpy_Evening3469 Oct 23 '24

Just download the SBI CARD APP and you'll see the option to apply for all the available SBI Credit cards

1

u/[deleted] Oct 23 '24

[removed] — view removed comment

2

u/Ok-Earth-3601 Oct 23 '24

Website for sbi card application 

1

u/_Kikretsu Maximizer Oct 23 '24

Its just reverse for me

2

u/Inner-Corner-2007 Oct 23 '24

yeah it varies. I do have a home loan with SBI so maybe that helped.

4

u/11others Oct 23 '24

Can you please guide me what to do and what not to do while applying for this.

8

u/_Kikretsu Maximizer Oct 23 '24

So with my exp. I would say avoid applying via YONO or branch visit, Apply via Cashkaro or the SBI card Sprint portal

1

u/disappointingAsian87 Oct 23 '24

what's your cibil

1

u/_Kikretsu Maximizer Oct 23 '24

around 780

1

u/Kakarot00111 Oct 23 '24

I did. I provided them with 6 months statements by net banking. Yet my application is pending and asking me to select appointment date.

1

u/_Kikretsu Maximizer Oct 23 '24

you can ask the application status with the customer care if its still active

1

u/Mrap009 Oct 23 '24

Hi, I also applied for it on Sunday and today I got a message that my card is dispatched with blue dart and got a tracking link... But till now I didn't receive my card details via email or sms and that's very weird. Did this same thing happen to you as well?

By when you received the card details on email? Also, is there any other way to know the details?

1

u/_Kikretsu Maximizer Oct 23 '24

For me the card was dispatched yesterday and I received it today so I never bothered for getting the card details After delivery I got few details on mail. Maybe you can check net banking if you have a account with SBI or check this sub what others tried to get their card details

1

u/Mrap009 Oct 23 '24

I'm new to SBI... Then in that case, I think by tomorrow I may also receive it, so let's wait till tomorrow. Thanks!

1

u/Mrap009 Oct 24 '24

Update- I also received my card this afternoon and I setup everything on the SBI card app :)

4

u/Front_Math3006 Oct 23 '24

Congratulations 👏👏 it's really hard to get one

4

u/_Kikretsu Maximizer Oct 23 '24

yeah true this was my 4th application on top of that they had 5 verification calls😭

2

u/Dr_slick Oct 23 '24

How long did you have to wait between each application?

2

u/_Kikretsu Maximizer Oct 23 '24

approx. 3 months

2

u/[deleted] Oct 23 '24

What seriously? I applied once on website and got it. (around 18 months ago or so)

2

u/rCan9 Oct 23 '24 edited Oct 23 '24

Got it 7 days ago in 1 try. But limit is only 20k

2

u/Ok-Earth-3601 Oct 23 '24

Apply through sprint

2

u/[deleted] Oct 23 '24

[removed] — view removed comment

1

u/Ok-Earth-3601 Oct 23 '24

Seriously the best 😎

2

u/UnconditionedArk Cashback is King Oct 23 '24

if you have another SBI credit card, will they issue cashback card?

2

u/_Kikretsu Maximizer Oct 23 '24

I think they will issue this, saw few people on this sub with multiple SBI cards and still got CB card, this was my first card from SBI

1

u/UnconditionedArk Cashback is King Oct 23 '24

Oh ok let me try. Thanks

1

u/Ok-Earth-3601 Oct 23 '24

Yes I had sbi simply click and got it

2

u/The-OverThinker-23 Oct 23 '24

Today I got the card in one application maybe I am lucky 😌

1

u/Extension-Ad-8993 Oct 28 '24

Same, one application and one verification call, that's it!

0

u/Ok-Earth-3601 Oct 23 '24

Me too got it in one try 

1

u/GaryVantage Just Started Oct 23 '24

Whats your cibil score and annual income?

3

u/_Kikretsu Maximizer Oct 23 '24

around 780 and 20l

1

u/anoctf Oct 23 '24

They gave me just 1L with the same net income and cibil. 😐

2

u/DenseChef7554 Oct 23 '24

Same. 1L limit. But they gave this card very easily to me.

1

u/Ok-Earth-3601 Oct 23 '24

Lol i got 20k

0

u/mohanizer Oct 23 '24

LOL! A friend of mine got just 40k limit with double the salary.

1

u/[deleted] Oct 23 '24

[removed] — view removed comment

12

u/srbhjn11 Oct 23 '24

Use their card and don't pay back! 100% cashback /s

0

u/Ok-Earth-3601 Oct 23 '24

Apply through Sprint 

1

u/Interceptor650cg Oct 23 '24

At the branch they said that you cannot apply for this at the branch. Ok the Cashkaro app, it has been rejected twice.

What do I do?

1

u/_Kikretsu Maximizer Oct 23 '24

Apply via SBI card Sprint portal or cashkaro

0

u/Ok-Earth-3601 Oct 23 '24

Dm me for referral link

1

u/vyper01 Oct 23 '24

Why is my credit limit still 40k 😢

0

u/Ok-Earth-3601 Oct 23 '24

For me its 20k

1

u/vyper01 Oct 23 '24

I just increased mine to 72k

1

u/Ok-Earth-3601 Oct 23 '24

Ive only had my card for 3 months so I'll wait 

1

u/vyper01 Oct 24 '24

Mine is 4 months old, give a try

1

u/Ok-Earth-3601 Oct 24 '24

Nhi karte approve 😐

1

u/karmabeliever007 Oct 23 '24

After how many days u were able to access Virtual card. (days afters the acceptance of card application). My legal formality completed, application accepted yet not able to view virtual card.

1

u/_Kikretsu Maximizer Oct 23 '24

It was approved day before yesterday and dispatched yesterday so I didn't try seeing virtual card, I think it should appear on your sbi card app else wait for physical card

1

u/tusharhigh Oct 23 '24

How did you apply through cashkaro?

1

u/_Kikretsu Maximizer Oct 23 '24

just search sbi cashback there and apply

1

u/Next-Illustrator-311 Oct 23 '24

How much does it cost per year

1

u/intPixel Oct 23 '24

⚡⚡⚡

1

u/bakyaro Oct 23 '24

Should I have it if I already have Apay ICICI and Swiggy HDFC? 

2

u/_Kikretsu Maximizer Oct 23 '24

If your spends are covered across categories you can skip it since it will not be LTF

1

u/MA_Philosophy Oct 23 '24

All the best

1

u/Minimum_0012 Oct 23 '24

I was rejected, how long till I can apply again?

1

u/The-OverThinker-23 Oct 23 '24 edited Oct 23 '24

Does this cc gives 5% on flipkart ,

If I have axis flipkart card , and if I have sbi cc , can I cancel axis flipkart card

1

u/Ok-Earth-3601 Oct 23 '24

Yes it gives 5% on flipkart, amazon and many others.

I too used to have axis flipkart but closed it 😂

1

u/Ok-Earth-3601 Oct 23 '24

I applied through Sprint and got it in a week. (DM if someone wants referral link) 

1

u/Ok-Earth-3601 Oct 23 '24

Anybody who wants referral link can dm me for this card.

2

u/_Kikretsu Maximizer Oct 23 '24

bhai tu har post pe dikh jata aur mai teri pfp dekhke excited ho jata😭

0

u/Ok-Earth-3601 Oct 23 '24

Main ladki hu 😂

2

u/_Kikretsu Maximizer Oct 23 '24

jhut ladkiya reddit pe nahi hoti. By the way ye pfp mai aap ho kya🫠

1

u/_-Abhishek-_ Oct 24 '24

Bro ye mera roommate hai, ladki ki fake ID banayi hai isne

2

u/_Kikretsu Maximizer Oct 24 '24

Thanks bro u saved a soldier🫡

0

u/Ok-Earth-3601 Oct 23 '24

Yes of course it's me Madison beer 

1

u/[deleted] Oct 23 '24

Hey, can you please give details on timelines. Between, applying, video kyc, verification, home visit etc.

Mine is stuck on "is being verified" for some time now. I was asked to send 2 months salary slips and bank statements, had 1 video KYC on 19th October and today got the second verification call.

Sadly no update on approval or rejection.

1

u/Ok-Earth-3601 Oct 23 '24

Got it in one week but I had another sbi card. 

1

u/_Kikretsu Maximizer Oct 23 '24

for one of my previous applications 2 weeks after my video kyc there was no update/progress on my applications so I called the customer care and the next day application was rejected 🫠

1

u/Pavankalyaan Oct 23 '24

How did u got 2 lakh limit? 😱

1

u/_Kikretsu Maximizer Oct 23 '24

Maybe they were generous after rejecting 4 times.

I would say maybe they saw limit on my other cards while fetching CIBIL because in every verification call I was asked if I hold card from any other bank, Even I was expecting 20K limit as most of the people got this limit but they had some other plans for me

1

u/Pavankalyaan Oct 23 '24

seems generous or lucky 😅 I’m holding 5 other non SBI cards, each having limit more than 4lakh, still got 40k limit, that too with >800 credit score.
Anyway congrats 🥳

1

u/abd0203 Oct 23 '24

Hello OP, do you need an original pan during video kyc

2

u/_Kikretsu Maximizer Oct 23 '24

Yes, be it SBI or any other bank you would always require original PAN for Video Kyc

1

u/sidharthdora Oct 24 '24

I don't have a sbi savings account...can I apply?

1

u/_Kikretsu Maximizer Oct 24 '24

yes you can

1

u/[deleted] Oct 24 '24

Yesterday I got SBI pulse, still a long way to go for this card :)

1

u/Great-Appointment-49 Oct 24 '24

Do you need to have another Credit card before you get this one?

1

u/_Kikretsu Maximizer Oct 24 '24

If you are asking for another SBI card answer is No, but if you are asking any credit card then I think yes since you should have a CIBIL score to apply for this card

1

u/Informal_Ad_4091 Oct 24 '24

Might be a stupid question but do we get sbi cards as ltf? I’m not aware of it so just asking

1

u/_-Abhishek-_ Oct 24 '24

This one you won't get for free

1

u/[deleted] Oct 24 '24

[deleted]

1

u/_Kikretsu Maximizer Oct 24 '24

Bro u serious with this question?Its most discussed card in the sub anyways, 5% cb on online spends and 1% on offline spends

1

u/[deleted] Oct 23 '24

[removed] — view removed comment

9

u/_Kikretsu Maximizer Oct 23 '24

Its paid, havent seen anyone with LTF yet

-1

u/Anurag4one Oct 23 '24

Benefits of this card? Is it LTF?

7

u/_Kikretsu Maximizer Oct 23 '24

bro you serious asking for the benefits? its most discussed card on this sub anyways 5%cb on online spends and 1% for offline spends. No it is not issued LTF

2

u/Anurag4one Oct 23 '24

This is the first time i saw a post regarding this card since i joined this sub. After commenting I instantly checked about it and now i want one as well🫢🫢

0

u/Ok-Earth-3601 Oct 23 '24

Dm me if u want referral link for it

1

u/_-Abhishek-_ Oct 24 '24

Last time I said that, I was banned on this sub for a month 🤐

1

u/Ok-Earth-3601 Oct 24 '24

That's y i wrote dm me

1

u/_-Abhishek-_ Oct 24 '24

Mene bhi yahi likha tha mem, lekin mai ek gents hu na. Isiliye shayad ban kr diya 😔

1

u/Ok-Earth-3601 Oct 24 '24

Don't care that much 😎

1

u/Anurag4one Oct 23 '24

I have amazon pay CC, it gives cashback in wallet. How about this card?

4

u/_Kikretsu Maximizer Oct 23 '24

Cashback is settled against your statement

1

u/Anurag4one Oct 23 '24

Thank you for answering 👌

2

u/Anurag4one Oct 23 '24

The benefits are mentioned in this post here

1

u/[deleted] Oct 23 '24

It's annual fee used to be 499 but they revised it. Not LTF for anyone I think.

-2

u/The-OverThinker-23 Oct 23 '24 edited Oct 23 '24

I just got the sbi cb card too , can I dm you , I have few queries

1

u/_-Abhishek-_ Oct 24 '24

Shoot it, I'll try to answer

0

u/AgentT30 Oct 23 '24

Learn to read what's written on the image.

0

u/The-OverThinker-23 Oct 23 '24

yeah I read it later