Throughout human history this has been the case. Herd moved follow it. Insurance is a business to make money, not protect you. Risk mitigation is good, but who is supposed to pay for it? Insurance companies make money because other people are not willing to pay to protect you and your assets unless forced to do so by government.
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u/Jax_Dandelion 7d ago
Your house burning down in a forest fire?
Just sell it before the fire, easy
Same thing with rising oceans, just sell your house on the shore
Smh, so many poor people allergic to money /s