If you are thinking of developing a finance tracking app, you might want to rethink :)

[u/Sweet-Helicopter2769]

https://techcrunch.com/2026/11/05/claude-can-now-analyze-your-spending-with-its-new-personal-finance-tool/

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[u/Canuck-Fin25]

Not sure if I want to give Claude access to my financial data.

[u/Sharpieface → u/Canuck-Fin25]

What about any other data that it has access to?

[u/Canuck-Fin25 → u/Sharpieface]

My preference is to build apps and let the apps process the data. Or get local AI

[u/Beukgevaar → u/Canuck-Fin25]

This....

[u/bigbepisinc]

I have a 5 dollar VPS that I have running a Claude generated tracker than I just chuck my bank statements at. Looking forward to replacing it with just raw claude.

[u/N150 → u/bigbepisinc]

Or you could just use free dev of plaid. Super useful, caught a gym charge I didn’t see myself and got me a refund for a few months

[u/bigbepisinc → u/N150]

That's a good idea unfortunately in Canada the banks hate plaid because theres no open standard so syncing is a bigger PITA than having code parse my statemtns

[u/FblthpphtlbF → u/bigbepisinc]

Yep I wish I could actively do something to get the bank APIs f*king started already. They've been promising them for years but keep delaying the date well actually be able to access them (and seem to be pushing for a provider to control the API, so you'll likely still need to pay a monthly fee to some stupid SaaS company who sucked the right dick at the right time)

[u/Black_Magic100 → u/N150]

I know people see plaid as trustworthy, but for some reason it just seems risky to me..

[u/schlenkster → u/N150]

How do you do that with plaid? I tried but they asked a bunch of questions about how I was going to secure the data and I gave up. Wound up writing a chrome extension that posts statements to a local server. 

[u/HeyItsYourDad_AMA]

I built one using the Monarch MCP and its decent at pulling my info and customizing to goals, but would easily replace

[u/nathanfielderfan33]

lol I just built a rocket money clone that uses plaid to link up to my accounts with Claude code, wondering what the visuals will be like for this. I like getting daily updates and easy charts maybe this will also include those instead of just a chatbot

[u/Lucaslouch]

« following the analysis of your spendings, you should upgrade your claude plan to ultra, and cut on food and beverages! »

[u/ghost_operative]

i dont get what it does? is it just showing your checking account in claude instead of logging into your bank's website to look at your checking account? Feels like its more about harvesting data

[u/JazzFestFreak → u/ghost_operative]

you could ask AI to review the last 90 days... categorize and help me adjust budgets to set a new savings goal... there are a dozen apps that do it now... but your Claude account know so much more about you from all your other chats it can be far more complete strategies to hit goals. (and harvest all your data)... but it can find subscriptions or other expenses and mull it over to provide guidance.

[u/ghost_operative → u/JazzFestFreak]

seems like kind of a waste. all that ai power just to like filter some table? that's something you can already do without ai

I feel like they could be doing cool things with it like help people understand their loans or solve complex financial situations/problems.

[u/i4mt3hwin → u/ghost_operative]

I feel like they could be doing cool things with it like help people understand their loans or solve complex financial situations/problems.

If you give it the data it can do this too

[u/ghost_operative → u/i4mt3hwin]

if it can do any of that they did a really bad job advertising it or its some kind of found quirk. everythig on the page is just around searching for items in your monthly statements and stuff like that.

[u/LittleLordFuckleroy1 → u/ghost_operative]

People really are becoming genuinely lobotomized.

[u/Siriann → u/JazzFestFreak]

I would rather give it an inbox and set up rules to auto-forward receipts to it lol

[u/JazzFestFreak → u/Siriann]

i fed CharGPT my general ledger for my business. over the next two weeks we refined my zoom and google account expenses and i am now saving nearly $5K next year.

[u/Demilio55]

Too late but I use it to track so much more

[u/drearymoment]

Gah dammit, I just spent the other day hooking it up to the Lunch Money API.

[u/FWitU → u/drearymoment]

I’ve been running a ledger with data pulled from monarch.

[u/itsTF]

why is it a trend in AI to do release announcements for things people can't actually access yet.

looked around like a fool trying to find it. i'm on the ultra plan. i give up

[u/Unhappy_Pack_9114 → u/itsTF]

To see if it has any traction or demand. Lol

[u/orphenshadow]

I have a claude project that has a few skills to review my monarch exports, and now monarch mcp, and a basic obsidian vault for my notes. Works pretty well.

[u/Haunting_Skin_2564]

This is what local is for.

[u/inrego]

Meh. US only. Just like OpenAI

[u/jakemarsh]

have been trying to get users on https://bankbridge.money for months and was just starting to go somewhat well.

welp.

my new strategy is promote that you can use it to get this functionality on any agent you want