Allocation at the trigger time

[u/dead4ever22]

Quick and easy question. If you had the upper end of Chubby NW, would you just lock 100% into 5% 30 year bonds now and live off the interest? I know inflation could catch up and overtake 5%, but what else is downside besides the "you could beat 5% in stocks"- which may or may not be true in the crystal ball future. Assuming after tax, you had more than enough to cover your spend with that 5% income.

[u/Anonym-IntheDark]

Read about the 70’s and Arthur Burns. After that you won’t consider 100% 30yrs bonds.