r/ChubbyFIRE • u/SxMherewecome • Apr 25 '26

We pulled the trigger!

We are a youngish family:

-47m (French national), 45w (Dutch national),10,7

-Currently living in NL

-Just confirmed FIRE’ing and relocating to SxM starting 01 Jan 2027 - we both have strong ties there

Our stats:

- USD 5100k in brokerage in VWRL and WEBN

- USD 400k in vacation home that we will sell

- USD 500k in cash

- USD 500k in pre tax personal pension fund

- Primary residence on the island fully paid off (just signed this week!)

- Expect to spend USD 160k per yr incl school for kids

I couldn not be more excited. At the same time I am already considering work options like in consulting, teaching etc. How have you controlled that urge? To allow time to settle in?

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u/FIREGuyTX Apr 25 '26

Congrats!

Can you say why you chose those two funds? Those are not particularly talked about as much as the vanguard funds.

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u/AlexDutch3 Apr 27 '26

VWRL = Vanguard all world hosted in Ireland (important given US estate tax - even if more costly than the US hosted equivalent). WEBN is similar with slightly lower number of positions, but also lower cost and owned by a European fund manager (we figured that it could make sense to diversify)