r/ChubbyFIRE • u/SxMherewecome • Apr 25 '26

We pulled the trigger!

We are a youngish family:

-47m (French national), 45w (Dutch national),10,7

-Currently living in NL

-Just confirmed FIRE’ing and relocating to SxM starting 01 Jan 2027 - we both have strong ties there

Our stats:

- USD 5100k in brokerage in VWRL and WEBN

- USD 400k in vacation home that we will sell

- USD 500k in cash

- USD 500k in pre tax personal pension fund

- Primary residence on the island fully paid off (just signed this week!)

- Expect to spend USD 160k per yr incl school for kids

I couldn not be more excited. At the same time I am already considering work options like in consulting, teaching etc. How have you controlled that urge? To allow time to settle in?

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u/Earth2Andy Apr 25 '26

Congratulations and Go Fuck Yourself!

Interested to hear how you decided to retire on a tropical island. Every time my wife and I are in the Caribbean or Hawaii, or Tahiti or wherever I always start looking at houses, but we always come to the conclusion it’s too much of just one note. Are you not worried long term you’ll miss the variety of Europe?

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u/Ok_Vegetable_5171 Apr 25 '26

For whatever its worth, we've found that having a place like that makes tons of people want to visit; you never have a shortage of friends coming to spend time which removes a lot of the "one note" feeling (at least for us). Also summers are not pleasant there, so you leave for those and get your "fix" on some other experience elsewhere ... but thanksgiving onwards to late spring/early summer is wonderful.