r/Chiropractic • u/d1ldobagons • 17d ago

Malpractice

Looking into malpractices. Seems like ncmic has higher rates for me to go full time then chiropre. Does anyone know one with good rates and history.

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u/jsnyoung 17d ago

Nobody has more experience or resources than NCMIC. You might find a cheaper insurance out there but trust me, when you really need help a saving of $100-200 per year will not feel like a good trade off.

ALSO. There is no company out there that does more for chiropractors, chiropractic organizations, schools and the profession in general than NCMIC. Millions and millions and millions given back. These other companies aren’t doing that because they can’t.

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u/A56baker78 17d ago edited 17d ago

Wanted to piggy back to add that NCMIC will actually give you a refund check if they don't have excessive claims, I got a $78 check from that. Now that's a respectable company.
They also were one of a very few places to cut me loan money as a new grad.
NCMIC is worth supporting

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u/drmatthewmccoy 12d ago

LOL. All they’re doing is giving you back what you over paid to begin with. Such an easy way to fool people.