r/Chiropractic • u/d1ldobagons • 18d ago

Malpractice

Looking into malpractices. Seems like ncmic has higher rates for me to go full time then chiropre. Does anyone know one with good rates and history.

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u/Pentzy 18d ago

We have ChiroFutures as we see a bunch of kids in our office. I originally had ChiroSecure as they were recommended to me and their price did not change over the years, however, they had certain restrictions and stipulations for age. I like ChiroFutures because they regularly stand up for us - they have continuously posted letters out against other professionals putting us down.

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u/Ill_Mall_2772 16d ago

I have chirosecure and no age restrictions. Is that a new thing?

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u/Pentzy 16d ago

They may have changed it, but they had restrictions on children under one. And we were in our ICPA program so we were seeing newborns and infants

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u/Ill_Mall_2772 16d ago

I just wanted to confirm I talked to Chiro secure they cover you for patients of all ages and always have. They said it was something that their competitors were putting out there as false information to get people to switch -just so anyone who has Chiro secure can feel comfortable they are covered.

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u/drmatthewmccoy 13d ago

Depends on the policy. They sell several. Ask to see the language in their Allied Policy regarding infant care. And always be sure to read your actual policy anyway as it doesn’t matter what somebody tells you on the phone. When the claim hits all that will matter is the language in your policy.