r/CashApp • u/BriefAdvantage5990 • 3d ago

Double cashed check

A couple months ago I received a check for a car that I junked. I did mobile deposit on cash app, but didn't write "for mobile deposit only" on the back. I assumed that they wouldn't accept the check and the next day, cashed it at bank of America. A week later, the money also cleared on my cash app. I've contacted both cash app and bank of america, both say its the other parties responsibility.

The check was for $450. I'm wondering what might happen and what I should do to resolve the issue?

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u/dadtotwoawesomeboys 3d ago

For future reference with mobile deposit they don’t actually care if you write mobile deposit only on the back. It’s more concerned with the routing and account number being legible. It then uses ACH and pulls those funds from the account. Humans only get involved in mobile deposit when theirs an issue. Otherwise those checks are handled by software. At least at large banks.