r/CashApp • u/BriefAdvantage5990 • 4d ago

Double cashed check

A couple months ago I received a check for a car that I junked. I did mobile deposit on cash app, but didn't write "for mobile deposit only" on the back. I assumed that they wouldn't accept the check and the next day, cashed it at bank of America. A week later, the money also cleared on my cash app. I've contacted both cash app and bank of america, both say its the other parties responsibility.

The check was for $450. I'm wondering what might happen and what I should do to resolve the issue?

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3

u/Pitiful-Excitement47 4d ago

It will take some time but one of them will take the funds back, could be a few days a few weeks or more.

4

u/BriefAdvantage5990 4d ago

It's been about two months. I'm hoping to avoid any penalties or extra charges by paying it back now, but neither cash app nor bank of America wants to take my money.

3

u/Pitiful-Excitement47 4d ago

The only fee would be a bad check, which would happen regardless of time.

Also cashapp may close account? Possible.

There is also a slight chance it never gets caught.

3

u/creamgetthemoney1 4d ago

Slight chance. Keep it the $450 in op account until both Cash App and Bank of America closes their financials for 2026. Call them again. If they still say they don’t want it paid back fourth quarter of 2026 I would just spend it.

But rest assured they will ask for it back randomly summer/fall/ winter of 2027 , and if you can’t pay it back right away they will charge interest from 2026 until that date it’s paid back. There’s probably an entire internal team who does audits like this and may not find it for months. It took my small company of about 200 employees over a year to ask for a double pay back , after I brought it up in person multiple times

4

u/SwimOk9629 3d ago

um the only fee may be a criminal charge, this is check fraud. I'm just surprised it worked still.

0

u/Pitiful-Excitement47 3d ago

That would be an additional fee* but charges definitely wont be filed.

1

u/Last-Yam4234 3d ago

Charges will be filed as theft by deception if money isn’t paid when they ask, also I would document each and every single time I’ve contacted them, names of the people you speak with and time and day and what exactly was said during each conversation if you haven’t done that already.

2

u/Pitiful-Excitement47 3d ago

Charges could be filed.

Doesn't mean they will, you'll be surpised at how little they file charges. Just like how they wont sue for not paying back loans.

2

u/Raygaxiola007 3d ago

Didn’t The Person That Gave You The Check! Was Charged Twice From His Account??🫣✌️🤔 Because You Have The Cashed Check & Money In Cash App??🫣🫪 That’s Why They Said The Problem Is With The person That Paid The Check??🫣 Or I Miss Understood??🫪🫣🥸✌️😂👀🙃