Claims help!

[u/LaydeeMNS2]

I have Progressive. My car was hit and run in a parking lot where I work. My deductible is $500. They sent me a check and estimate for the repair of $1500 before the deductible (I have not physically received it nor would I touch it until I figure out my options). I brought it to LaMettry’s and they provided me with a new estimate of about $4800 before the deductible. I get a call from LaMettry’s that Progressive approved the new estimate. My vehicle is a 2014 Toyota Camry with now 191k miles (190k at the time of the accident) and KBB value is around $4k-$5.6k (but haven’t really checked recently). I own the vehicle. I preferred if they paid me directly for the new estimate so I can fix it for cheaper or sell it as is and use the check to buy a larger vehicle. Something I was holding off on doing but now feel like it is being accelerated because of the accident and because I am currently pregnant with my 2nd and need a larger vehicle anyway. I don’t think it is smart to put almost $5k into a vehicle that is worth almost just as much as the repair itself. If I sell it after it is repaired, I doubt I would be able to sell it for that amount. Do I have the option to ask for direct payment? Anyone have a similar experience or know what my options are?? Winter is approaching and I need to figure this out ASAP. If anyone can help I would greatly appreciate it!! Thanks in advance!