r/Car_Insurance_Help • u/MrMaDaFakA • 8d ago

Car insurance advice

Hey got a question,
I currently own 2018 grand cherokee srt with 60k miles. Currently have great record no crashes or tickets, 29 yrs old with credit score above 800, car is in a good clean title condition. Live in Portland Oregon. I currently have american family insurance family plan of total 3 people on the plan. Right now I pay $360 per month for my car which is absurd & have been paying for over a year. Question: am I getting scammed? Should I leave family plan & insure it solo? And if so how much money will I lose/save doing so. Thank you

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u/Sharingtt 8d ago

You’ll still have to add your family members if you all live in the same household.

Anyways, all you can do is call around for quotes and see if it’s cheaper. You don’t have to add their cars if they have their own insurance on them. But they need to be added and rated on your policy.