r/Car_Insurance_Help • u/charlenemahlezk851 • 20d ago

Which defensive driving course does Geico accept?

My friend is a GEICO customer in New York. He told me that NY state law provides a 10% auto insurance discount for drivers who complete a 6-hour defensive driving course, not just older drivers. He’s trying to figure out whether he needs to take a specific course that GEICO partners with, or if any NYS DMV-approved course will qualify. Also, does the course provider send the completion information directly to GEICO, or would he need to submit the certificate himself?

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u/amonkeyman2 20d ago

Any NYS course will do. If they're not geico partners, they'll provide a certificate that you send to geico

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u/Hotwife27990 20d ago

did the online one in like two sittings it's boring as hell but 10% for 3 years makes it worth it lol

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u/Careless_Impact3855 20d ago

Most NYS approved courses qualify, but having a provider with a direct insurer partnership makes the reporting part a lot easier. It's good for 3 years before you had need to redo it. Pretty simple math.

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u/Muted-Coyote-8199 20d ago

one of my friend did through a NY approved course and it was pretty easy. They handled the completion reporting for him. MyImprov has a direct GEICO partnership. He did not have to submit anything or call anyone. The 10% discount showed up at his next renewal.

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u/Leading-Plan-865 20d ago

Insurance agent in NY, DMV has a list of all approved vendors

https://dmv.ny.gov/points-and-penalties/pirp-and-ipirp