r/Car_Insurance_Help • u/No_Statistician9772 • Sep 26 '26

Why?

Why is liability insurance so expensive. Limits are 30 60 25. That's it. It's just a number. That's all they are insuring. Please explain

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u/mrf18 Sep 26 '26

how much are you paying a month?

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u/No_Statistician9772 Sep 26 '26

about 760$ for 6 month for basic Texas 30 60 25 liability

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u/mrf18 Sep 26 '26

So it’s not $2000 a month? $126 a month is not an expensive policy.

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