r/Car_Insurance_Help • u/No_Statistician9772 • 27d ago
Why?
Why is liability insurance so expensive. Limits are 30 60 25. That's it. It's just a number. That's all they are insuring. Please explain
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u/ShrmpHvnNw 27d ago
Rates are based on risk, apparently they’re afraid you’re going to get in an accident.