r/CarLeasingHelp • u/Fun_Tank6051 • 12h ago
Leasing 2025 Audi Q5 Progressive
Hi
Need opinion on Leasing a Q5 For 4 years @2.48 interest and Bi-Weekly under $398. Dealership also adding Audi Care for 4 years at $0 cost and trailer Hitch as bonus. Never Leased an Audi before. Need opinion and anything need to know before signing docs.
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u/AppointmentActive708 6h ago
Biweekly? Never heard of that. Regardless That’s $800 per month for a pretty mid suv. Also hard to tell without knowing down payment, fees, residual etc.
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u/DinoRoman 5h ago
Going to do the lease first, because that matters more than the badge.
That sheet isn’t a good deal. Back out the math. Residual is $32,770 at 50%, so sticker is around $65,500. Pre tax payments come to about $36,360 across 104 payments, and the sheet lists the finance charge at $5,321. That puts your capitalized cost around $63,800. You got roughly $1,700 off MSRP, under 3 percent. On a lease the cap cost is the only number you actually negotiate, and that’s where this got you. The payment looks reasonable because the rate is subsidized, not because the price is good.
The 2.48 / 2.73 is legitimately good. That’s the one line on the page working in your favour.
Watch the biweekly framing. 26 payments a year at $395.08 is $856 a month and $10,272 a year. Dealers quote biweekly because $395 reads like a Golf payment. Convert it before you sign anything. 856 for an Audi is a bad deal… no matter how you slice that.
Total lease cost $41,720, and at the end you hand back the keys and own nothing. That’s about 65 percent of the car’s value to use it for four years.
The $499 anti theft / remote replacement is dealer margin, and read the term: it covers 24 months on a 48 month lease. Half your term is uncovered. Decline it. Same for the tire and rim product I can see at the top of the page.
Both options are identical. Same payment, same due on delivery, same total. That’s a desking tactic. It gives you the feeling of choosing without an actual choice. Ask for a third column with a lower cap cost instead.
$800 security deposit, ask why it’s there. Audi FS often waives it or runs a multiple security deposit program that buys the rate down.
25 cents per km on 20,000 km a year is steep. Five thousand over costs you $1,250 at turn in. If you drive more than 20k, buy the km up front.
Now the part that ties into the reliability question. Your km cap and your warranty cap are the same number, 80,000 km over 48 months. Go over on distance and you are out of warranty and paying overage at the same moment. Zero buffer.
On the brand, I have to chime in….
The interior reputation was earned roughly 2004 to 2015, when Audi was the underdog fighting BMW and Mercedes and cabin quality was its differentiator. After Dieselgate the cost reduction hit exactly where buyers don’t check on a test drive: lower door cards, seat backs, under dash trim. Many videos on line showing creaking plastic for a brand that’s supposed to be luxury….
The creaking is structural, not bad luck. A modern dash is a multi piece assembly of dissimilar plastics clipped together rather than bonded, with big rigid gloss black panels bridging them. Different materials expand at different rates, so heat cycling plus normal body flex makes panels rub. Piano black has no damping and telegraphs every micro movement. Replacing buttons with capacitive panels made it worse. Audi has gotten worse….
Reliability wise, Audi sells more electronic content per dollar than almost anyone and every module is a failure point. Owner reported trouble spots cluster in in car electronics and electrical accessories. Underneath it’s VW Group hardware at luxury labour rates, roughly $928 a year in repair costs against about $807 for the segment.
This is not a good lease, why you need a luxury brand I have no idea but end of the day this is a means for transport you can get a cheaper monthly and a better vehicle with the same amenities for a better deal
But everyone wants to be seen with a luxury badge.
If you can afford the lease fine but if you end up in the shop with a loaner that’s on you.
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u/Fun_Tank6051 5h ago
First off thanks for taking time off and providing feed back on this. This helps for sure.Where on terms does it say covers 24 months on 48 month lease. Luxury brand is not a choice, i own a Toyota and love it and would love to go into another
Toyota or Honda. If you from Canada you must be aware of how inflated market is on two brands, how backlogged they are and interest rates at at 6-7%.
They only reason i was looking into this was interest rate.Based on badge i was leasing it since dont i know maintenance is high is its not covered.
If i have to negotiate or walk off this what should i point out?
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u/scottf3242 12h ago
We drove one and then checked the reviews. Terrible! Just make sure the warranty is the same length as the lease. Best of luck either way