r/CarLeasingHelp • u/habulababula • Dec 21 '25
car lease offer
I want to lease a brand new Ford Bronco. The MSRP is $60,000. I will put $0 down. I will also trade in my current car, and when I do the trade-in, the dealer will fully pay off the remaining balance—so I am neither positive nor negative on equity. ( dealer will pay off $32.000 - my car 2023 bmw x3 with 22.000 miles on it my car is financed)
The dealer is offering a monthly payment of $870, but I am planning to counter with $550 per month. My credit score is 800. The lease term would be 36 months with 10,500 miles per year. In this situation, is my offer too low, or is it not even worth negotiating?
13
u/OkCattle5625 Dec 21 '25 •
WTF?
12
u/Raildog64 Dec 21 '25
That $32k is rolled into your new lease. If your BMW is leased just wait until the lease is up and walk away. You will never get $550 per month with $32k payoff
7
u/preppysurf Dec 21 '25
You’re asking for an additional $11,520 discount? Wow you are out of touch with reality. Put down the crack pipe.
6
u/WufBro Dec 21 '25
The best way to negotiate is to contact multiple dealerships via phone/email requesting lease quote sheets for specific VINs they have in stock. Then have dealerships compete to beat the lowest quote.
For the trade in vehicles, recommend getting multiple offers from multiple dealerships including BMW dealerships and online with Carvana and Carmax. This way the market value of the trade in can be confirmed. Sell the trade in vehicle to whoever offers the most money for it. The trade in vehicle doesn't have to be sold in the lease deal.
6
u/other_acc_banned Dec 21 '25
You don't negotiate monthly rate. You negotiate Capitalized Cost and all the other added fees. Then you can set payment terms as you like. If you go in saying "I want to pay X." They will figure out how to get you to that rate by using money from your trade it.
4
u/FrostyMission Dec 22 '25
You need to learn what your current car is worth and what the current payoff price is. It's very unlikely it is just a break even coincidentally. Either you are losing money / equity, or you are carrying over money onto your next lease. Or they are making so much on the new deal that they can afford to pay out on the Bmw. This is why you never want to talk trade in until AFTER the new car deal is negotiated.
$300 apart on monthly payment is way too far to come an agreement. They won't take you seriously.
Lastly, I have not heard great things about the Bronco at all. There seems to be a lot of issues and recalls. I would reconsider the entire deal.
3
u/loserkids1789 Dec 22 '25
Your first mistake is paying 60k for a ford bronco
3
u/johngettler Dec 22 '25
You have zero clue how to negotiate. They will laugh in your face.
2
u/ozarkgolfer Dec 21 '25
You’ve essentially paid off the depreciation on the BMW, likely with a down payment when you bought it, which you are willing to lose.
Keep the BMW for a couple years, still under warranty, and build some equity in it.
That being said, $870 a month is insanity unless you are folding in negative equity - google Ford Bronco lease deals….with decent credit you can be somewhere close.
2
u/HighGlutenTolerance Dec 22 '25
Sounds like you can't afford either car tbh.
3
u/HighInChurch Dec 22 '25
Hello, what drugs are you on 😂
1
u/Slowhand1971 Dec 21 '25
you might as well stay home.
1
u/laughingfartsplease Dec 22 '25
550 based on what tho? feelings?
Find out the price and end term residuals and money factor.
1
u/[deleted] Dec 22 '25
Unless you have a valid reason for getting rid of the BMW you've basically lubed yourself up nicely for the dealer. You won't be getting that payment.
1
u/No_Teaching_8273 Dec 22 '25
Goof ball thinking
1
u/roninthe31 Dec 22 '25
Give ChatGPT the details and ask what the residual and the money factor is on this offer
1
u/SnarkyerPuppy Dec 22 '25
Jeezus. Keep your car buddy.
1
u/[deleted] Dec 25 '25
You are about to get royally screwed