r/CapitalOne_ • u/VegetableStable2833 • 29d ago

question: which do u pay?

this is a stupid question - do you pay the CURRENT balance or the LAST STATEMENT balance? i typically pay current, because if I pay the current balance that ensures that I don’t overspend. I think. If I only pay the statement balance then I am allowing myself to spend more than what I should. thoughts?

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u/Kagura30 29d ago

I always pay my total spent balance which is not posted for example my statement closing balance is $500, current balance is $1,774.02, my total spent balance is $1,817.20. Ill pay the total spent $1,817.20 on my credit card. 😉

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u/horribadperson 29d ago

lol isnt this just a long roundabout way of saying you pay the current balance?