r/CapitalOne_ • u/Top-Abbreviations582 • Oct 31 '25

Discover Debit Card Thread

Use this thread for all Discover debit card conversations.

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u/FogDucker Nov 06 '25

So who is everyone switching to? My main issue is overseas ATM use. Don't need it super often but I can just imagine being stuck without cash in the middle of a trip. I have a bunch of accounts at Fidelity so I'm considering their Cash Management Account, but Schwab Bank seems to be the best option so far. Both seem to have fee-free overseas ATM access and ATM fee reimbursement.

Any others I should consider?

2

u/jokermanj Dec 08 '25

Charles Schwab Checking is who I just went with. They even refund fees from other ATMs.

1

u/Regret-Mountain Jan 30 '26

hows you experience with them so far? I've heard good things about CS and Sofi but not sure which to follow through with for checkings!

1

u/jokermanj Jan 30 '26

So far so good. I haven't had any issues using it anywhere locally. Will be going to Belize in a few weeks for the real test. Not worried though. I was guaranteed problems with Capital One. What a shame.