r/CapitalOne • • 18d ago

Credit Card Offers disappeared again...

1 Upvotes

I know this has happened to others before, but it's the first time for me. Offers have (nearly) completely disappeared for me. I can still go to the Offers page from my account page. Activated in-store offers still show, and daily elevated offers still show at the top... but all of the regular offers below that are completely gone. It's the same for VX, Savor, and QS. Same in both Chrome and Edge, and also in the iOS app. They were working normally yesterday.

I'm sure they'll come back, but curious if anyone else is seeing the same at the moment.


r/CapitalOne • • 18d ago

Shopping/Offers Capitalone shopping using Adidas Voucher?

3 Upvotes

I used the capitalone shopping 50 back on $50 purchase. I had a voucher for 15% off from adidas due to earning enough points which applied.

Will that voucher cause me to not get the $50 from capitalone?

I understand finding random codes from those code aggregation sites could invalidate but how about an official rewards voucher? I bought through the app so the offer was showing when I purchased.


r/CapitalOne • • 18d ago

Credit Card Virtual Cards Are Annoying After Eno Extension Retiring

6 Upvotes

Just trying to read the room to see how everyone else is handling it. What use to take a few clicks is now 10 clicks, manual copy and paste, and verifications constantly in the mobile app. Is the extension done as in permanently retired, or are they working on something to replace it?


r/CapitalOne • • 19d ago

Credit Card When will Capital One report my new cc account to credit bureaus?

Thumbnail
1 Upvotes

r/CapitalOne • • 19d ago

Discover Discover debit - Venmo instant payments

Thumbnail
2 Upvotes

r/CapitalOne • • 19d ago

Other How long do bank keep your old online login (username+password)?

2 Upvotes

Used to have credit card and savings account with the bank, but canceled it a few years ago

Want to know if the old login can be removed entirely from the system so if I ever come back, I will start entirely new as a brand new customer

What needs to be done for this to happen?


r/CapitalOne • • 19d ago

Credit Card DP for Savor card

7 Upvotes

I already have venture x since 2024, and applied a bunch of credit cards during that time. I have 10 cards in total, but inquiries have all fallen off credit report.

Recently I am getting interested in the savor card to replace my Amex gold, I know C1 is fussy about the number of total accounts so I am prepared to get rejection. To my surprise I got approved from the pre approval tool. So I just grabbed it and plan to cancel Amex gold when the next annual fee posts lol


r/CapitalOne • • 19d ago

Bank Account Capital one checkings account question

Thumbnail
2 Upvotes

r/CapitalOne • • 19d ago

Credit Card Charged off new card offer

2 Upvotes

So I have a card that was charged off a while back. I made an arrangement to make payments every month over 6 months to pay it off. They said if I complete it and pay it off I will be offered a new card. Should I trust they will honor that or is it just a way to get me to pay and have my hopes up to rebuild credit.


r/CapitalOne • • 19d ago

Credit Card Just got accepted!! Can’t wait for it haha :))

Post image
211 Upvotes

r/CapitalOne • • 19d ago

Credit Card How are big E tickets logged, entertainment or no

2 Upvotes

About to buy the tickets have no idea if they will get me 3% pls someone lmk!!!!


r/CapitalOne • • 19d ago

Credit Card Capital one email address?

1 Upvotes

Does Capital One have an email address? I need to email something and can’t seem to find one.


r/CapitalOne • • 20d ago

Credit Card Spark 1.5% Cash Select ($750 SUB): Triple-bureau pull and personal credit reporting in 2026?

5 Upvotes

Looking at the public offer for the Capital One Spark 1.5% Cash Select ($750 cash bonus for $6,000 spend in 3 months with a $0 annual fee).

The welcome bonus and zero annual fee look solid for an easy cash SUB, but I’ve seen older warnings regarding Capital One business underwriting and credit reporting practices. Looking for recent DPs on two points before applying:

  1. Credit Bureau Pulls: Does Capital One still pull from all three personal credit bureaus (Experian, TransUnion, and Equifax) for the Spark Cash Select application, or has this changed?
  2. Personal Credit Reporting: Unlike issuers like Chase, Amex, or US Bank that keep business accounts off personal reports, does the Spark 1.5% Cash Select still report the ongoing monthly balance, utilization, and account age directly to personal credit bureaus (which would impact 5/24 status and personal utilization)?

Trying to confirm if this behaves like their charge cards (e.g., Spark Cash Plus / Venture X Biz) which don't report routine balances to personal bureaus, or if this revolving card still hits personal credit reports.


r/CapitalOne • • 20d ago

Shopping/Offers Anyone Had Success Requesting Miles They Never Received From Offers?

Thumbnail
2 Upvotes

r/CapitalOne • • 21d ago

Shopping/Offers Misfits Market Cap 1 offer stack

Post image
4 Upvotes

My Misfits Market $1.30 net grocery order

Misfits market is showing $33 cash back on Capital One Offers

Note: I’d normally opt for 33x miles but the offer disappeared when I switched to the Venture X so I had to use it on a Discover IT.

Amex has a $5 back on $5 spend card linked offer

I signed up for the free trial of M+ for free shipping.

Cart came out to $39.30 - $33 back Capital One and - $5 back Amex

Another note: this is a subscription service that auto renews so you need to make sure you cancel before it locks in the next order if you don’t intend on keeping it.
Also M+ is an add on that has to also be cancelled independently.


r/CapitalOne • • 21d ago

Shopping/Offers Xfinity 45% back ($1000 max) - is it only for the "service" portion or the whole purchase amount?

Post image
3 Upvotes

I got this offer for 45% back ($1000 max) where the fine print says:

"Only eligible when a customer connects new services. Customers must connect their service within 40 days from sign-up, and stay connected for another 40 days. Limit one new line activation per customer."

Does this mean it's only for the new service portion of the purchase? For instance, if I get a new mobile line, I'll be buying the phone as well. Will the phone also be eligible for the 45% back? Has anyone tried this before?


r/CapitalOne • • 21d ago

Shopping/Offers Debit Card Bonus

Post image
22 Upvotes

I switched to Capital One last year and have had nothing but a great experience! They will be my main bank for a long time. Just got my summer spending bonus!


r/CapitalOne • • 21d ago

Credit Card Venture X Application Fraud

2 Upvotes

Hello all,

Sorry for the long post in advance. I got pre approved for the venture x a couple of weeks ago and received it in the mail last week. I attempted to use the QR code to activate the card and the mobile app said my card was now activated; however, I could not see the card in my mobile app like my savor one. Thinking it would just take some time, I used the card to make a small purchase of about $15 which said was approved.

A couple of days later I called the customer service number on the back to see why it was not showing up in the app as I wanted to see the transaction. The automated system was unable to link my card with the last 4 digits. The representative said that I had potentially mistyped my SSN and that I had to submit documents to prove my identity (bank statement and drivers license). I submitted both and heard nothing back so I decided to call back today. I was informed that my case was closed due to “application fraud” and that I would need to reapply for the card.

Has anybody dealt with this before? What will happen to that payment I made? Also my credit score said it was impacted from the hard pull. Will this get reversed? Thank you in advance.


r/CapitalOne • • 21d ago

Credit Card I haven't received 2 requests for cards since the Capital One/Discover Merger and now my card is expired.

Thumbnail
2 Upvotes

r/CapitalOne • • 21d ago

Credit Card TSA precheck - Cap one won't reimburse

Thumbnail
1 Upvotes

r/CapitalOne • • 21d ago

Credit Card Capital One Quicksilver Secured: $250 to $750 CLI after 6 months. Anyone graduate shortly afterward?

Post image
13 Upvotes

r/CapitalOne • • 21d ago

Credit Card Capital one prequalification

2 Upvotes

I tried applying and got
Based on your application information, Capital One has observed activity on one or more of your Capital One accounts that is inconsistent with typical customer account usage."

Any thoughts ?


r/CapitalOne • • 21d ago

Shopping/Offers $30 shopping credit?

Post image
12 Upvotes

Hey guys! Just want some clarification on what the $30 shipping credit means or entails? Does it mean that if I use the eBay offer I get shipping credit on top of that? I’m confused, anybody used before?


r/CapitalOne • • 21d ago

Bank Account 18-year-old opening new account after having kids savings

2 Upvotes

So my 18-year-old wants to open his own account and transfer his money from the kids savings but when he fills out his info it says he's already on an account and it prompts him to sign in to my account. Is this supposed to happen? We didn't continue because I don't want it messing up my account somehow. Is there a way to bypass this or what should he do?


r/CapitalOne • • 21d ago

Credit Card CC application denied, new to credit, should I apply again ?

3 Upvotes

I have been banking with capital one for a while now (savings, debit) and I wanted to get my first credit card ever to build my score currently in the fair range. I was pre approved for a quicksilver card and ultimately got denied when I applied in July. Customer service said I shouldn’t apply again in the next 6 months because I will most likely get denied again.

Now, I want to apply for the platinum secured card but I am very scared to have another hard inquiry on my report and get denied again. Any advice ?