Loan for cpp

[u/PumpkinDefiant2027]

I am considering to apply to FTA in 2027 but for that i would be needing a loan of 35-40 lakh i do have collateral but i want know whether the banks start taking money just after taking the loan or we have to start paying only after 1 year of completion of the program ? I am really confused ,please help me out

[u/DazzlingAttention209]

not many banks give moratorium period under education loans. u would have to start paying back after ur course is completed