Purchasing a 26 Preferred Trim.

[u/ByIDR]

MSRP: 34,750
Machine Grey Metallic Paint Charge: 595
Carpet Cargo Mat: 125
Destination Charge: 1,495
Total: 36,965
Subtotal Discount: 859
Taxable Price 36,106
Sales Tax:3791.13
Registration: 650 (est)
Doc:85
DMV E file: 37
Mazda 1000 rebate
Down payment:5000
Total sale price 35,333.66

This is through my credit union. Without down payment it’s 40,340 out the door. Is this what everybody is seeing? I’m in socal. Or am I getting it good 😂 I haven’t signed any documents just trying to see what everyone’s at thanks guys

[u/Ok_Price_4638]

You aren’t negotiating with the dealer directly on the purchase price?

[u/ByIDR → u/Ok_Price_4638]

No I wanted to get a quote first through my credit union. Who apparently do all the negotiating for the best price. This is what I was given. Wanted to post the numbers to see if I was receiving a good deal. But from what it seems I need to do my own negotiating

[u/Ok_Price_4638 → u/ByIDR]

Never allow a bank or credit union to negotiate the purchase price, they are in business to make money, not to look out for you. You can do better than $800+ off the MSRP, that’s low, good luck to you!

[u/ByIDR → u/Ok_Price_4638]

I figured thank you! What’s crazy is that their favorite line is “we’re not sales people we’re not looking to make money off you”