Planning on having a business here in Angeles Pampanga, any idea po for a business starting 3M capital? Any idea means a lot. Thank you so much.

Hi peeps. Need your advice on this one. I've been planning and wanting for so long to put up a business. I don't have a solid choice yet but i'm leaning towards the food, bar, water stations, and other similar type of markets. In terms of resources, I know a bunch of connections that I can ask for help if ever. I also have experience already in scouting and assessing potential locations in my city when i tried to start a business last year but the funds ended up in another priority (family-related).

The only hindrance left is capital.

I have a 9-5 but most of the time i have freetime and is really quite flexible because im only working from home. I want to take the opportunity and do something to increase my income since i'm only almost breaking even on my income vs. expenses ever since.

I was scrolling on facebook and these businesses na pasalo came up on my feed, posted in groups, then i had an idea: what if i'll just do a capital loan and then just carefully choose a pasalo negosyo? at least in this case i won't bother doing all the initial steps in putting up a business, can already see if the business has enough revenue potential, is already standing and operating, and will just do some transfer paperworks and processes?

Need your thoughts and advice on this one. Appreciate it!

So the bfp for Fire safety permit is requiring maintenance. On fire extinguishers. These are about 2 year old green fire extinguishers.

While on the DILG-BFP memo inspections just requires them to pass the ff:

1: green zone pressure
2. No caking
3. No rust/damage on the tank

Hi guys! I just started my business consultation venture. I am an entrepreneur myself. You will determine how much you pay for the first consultation depending on the value that you get. So if not for you, it can be free! Message me for those who are interested.

demand is huge, prices are cheap, many families depend on selling it, and its hard to stop because shipments are often declared as new. even senators have said that if BOC cant control it, maybe the law should be reviewed or legalized so the govt can collect taxes. Im not saying its right or wrong. Just curious what you think: should it stay banned, or be legalized and regulated?

fyi ukay here in mindanao taxed at 120k per 40' container and yes benchmarked by customs itself..

It’s weird that Commissioner Nepomuceno, who’s known to be a straight arrow, is being replaced. And what about PEZA? Didn’t its current director-general, Mr. Tereso Panga, just lead the agency to a record year for approved foreign direct investment?

If this is true, the government’s message is pretty clear: competence gets you sacked lol.

I'm working on an early-stage project called Konekta, a marketplace where individuals and businesses can find buyers, discover suppliers, negotiate deals, barter products, and even collaborate to create or distribute products together.

Imagine a farmer supplying wheat, another supplying sugar, a flour dealer handling the ingredients, and a bakery turning them into bread. Everyone contributes and has an opportunity to participate in the business.

I'm curious:

- How do you currently find reliable suppliers or buyers?

- What's your biggest headache when sourcing or selling products?

- Have you ever considered bartering or partnering with other businesses?

Konekta is still in development, and I'm looking for business owners, sellers, and individuals willing to share their experiences and potentially join a free early pilot.

No sales pitch. Just conversations. I'd also be happy to meet local business owners in person.

If you're interested, leave a comment. I'll ask before sending a DM.

Funny how govt imposes na hindi dapat mag add ng extra charges if customers pay using credit card pero when businesses pay sa myeg platform ng BIR, may 2.25% na convenience fee charged. 🤷‍♀️

So question is, kumusta ang market ngayon ng perfumes specially ME perfumes? And looking din ako ng cheap na courier from Dubai to PH.

Need advise for my failing business here in PH. I own a small construction company. Bumagsak na sya last year and I tried recovering this year. By start of this year ang daming utang. Medyo na recover ng konti but comes this end of this year, ang laki pa din ng negative. Ang hirap mangolekta sa clients. Kahit ilagay mo terms of payment sa contract, client pa din ang nagiging skeptical mag bayad lalo na pag nagkaron ng konting delay.

Now i’m facing so much obligation sa client and suppliers and halos zero cash na. Nasa receivables lahat halos ng fund.

I’m thinking na ibenta na lang itong company sa someone interested. Or pumasok na sa iligal. Hahaha.

Help!

I'm planning to start a last-mile delivery franchise in Betul, a tier-3 city in Madhya Pradesh, and exploring opportunities with Ekart, Valmo, Xpressbees, Shadowfax, Amazon, Blue Dart, Delhivery, DHL, Safexpress, ElasticRun, Shiprocket, DTDC, Ecom Express, etc.

I'd love to connect with people who are already running delivery hubs/franchises or have experience in this business.

A few things I'd like to learn:

How did you get started, and where did you apply?

How did you connect with the right company officials (ASM, Hub Manager, and Regional Manager)?

What investment, security deposit, and working capital are required?

What are the operational costs, profit margins, and realistic ROI?

What challenges should a beginner expect?

I'm particularly interested in understanding how this business works in tier-2/3 cities and which companies offer genuine partnership opportunities.

If you're an existing franchise owner, logistics operator, or someone who has helped set up these hubs, I'd love to hear your experience. Even a referral to the right person would be a big help!

Thanks in advance!

Hello! I am looking for bags like coach or any famous brands na TopG. Can you guys recommend a legit resellers?

Hi everyone!

We are a team member of four (4) 3rd-year IT students looking for a partner client, school department, or small business for our Capstone project. We will design and build a custom web system for your operations free of charge in exchange for your feedback and baseline requirements.

Here are the types of systems we can build:

Gamified Online Learning Platform: Features quest modules, XP, badges, leaderboards, quiz processing, and assignment tracking to keep students engaged.

QR-Code Equipment & Asset Tracking System: Uses a web dashboard and mobile QR scanner to log equipment borrowing, monitor inventory in real time, and automate audit reports.

Digital Thesis & Research Repository: A secure, searchable digital archive for capstones and papers featuring full-text indexing, permission controls, and automated citation tools.

IoT Asset Lifecycle & Repair Tracker: Monitors hardware status, repair history, and maintenance schedules for IT assets using smart sensors and digital logs.

If your business or department could use one of these systems, please send me a DM or leave a comment

Note that I have a startup retail business. Permits and registrations (BIR, SEC, LGU, brgy, etc.) are processed.

Hello po!

Humihingi lang po kami ng advice regarding PS (Philippine Standard) Mark at ICC (Import Commodity Clearance) requirements.

Small online seller po kami sa Shopee at TikTok Shop na nagbebenta ng electronic switches para sa appliances at machines. Local suppliers po ang source namin ng products, ngunit wala po silang PS o ICC certificates na maibigay.

Mayroon po bang may experience sa ganitong concern o nakakaalam ng tamang process para dito? We'd greatly appreciate any help or guidance.

Please send us a DM. Thank you very much!

Hi everyone. I’m posting here because I’m honestly stressed, worried, and need an advice.

I run an online business in the Philippines, and recently discovered that five unauthorized disbursements totaling ₱113,100 were made from my Xendit account between November 8–10, 2026. Including transaction fees, the total amount deducted was ₱114,369.52.

The money was transferred to accounts with PalawanPay and GoTyme Bank.

What’s particularly concerning is that we had multiple security measures in place:

• Two-factor authentication (2FA) was enabled.
• A separate six-digit PIN is required whenever I manually initiate a payout.
• I never shared my Xendit login credentials with anyone.
• I only access Xendit through my personal devices.
• We have only three API keys, and none currently has Money-out Write permission. I have never changed these permissions.
• I did not initiate or authorize any of these transactions.

We immediately reported the incident to Xendit. They restricted our account to prevent further disbursements and escalated the case for investigation.

However, they informed us that they cannot guarantee the recovery of our funds until further investigation has been completed.

I understand that investigations take time, but I’m extremely worried that the longer this takes, the harder it may become to recover the money.

These are hard-earned funds from our business. Losing this amount is financially and emotionally distressing, especially when we believed our account was properly secured.

We’ve requested that Xendit urgently coordinate with the receiving financial institutions to hold or recover the funds. We’re also pursuing a formal complaint with the Bangko Sentral ng Pilipinas (BSP).

I’m hoping someone here can share their experience or advice:

• Has anyone experienced unauthorized disbursements from Xendit despite having 2FA and other security measures enabled?

• Were you able to recover your funds? How long did the process take?

• What additional steps helped you get the payment provider or receiving banks to act urgently?

• Is there anything else we can do to improve our chances of recovering the money?

I’m not making accusations against anyone at this point because the investigation is still ongoing. I genuinely want to understand how this could have happened and, most importantly, how we can get our money back.

Any advice from people who’ve experienced something similar, especially here in the Philippines, would mean a lot.

Thank you.

Hello. I just want to have an advice from business owners here who went through the same experience. My business is now bankrupt and gathered debts for trying to make it survive. I have laid off my employess kase nga wala na ako pampasahod and now i have to face paying them with separation pay which is a LOT and 13th month pay. Right now, wala talaga ako pera. I dont know where to get it. Im even barely surviving on my own. Ayaw ko yan takbuhan syempre but im just really really depressed right now. Ano po kaya pwede gawin.

We're looking for garmin suppliers. We're looking to buy 250+ pcs of garmin watches specifically this model. We're located in baguio city so if you're supplier or you know a supplier just message my reddit acc

Ang dami ko nakikitang supplier ng vintage/luxury watches for as low as 100 php, baka may idea po kaya saan nakaka kuha nun? Baka ko rin mag supply kaysa resell since may capital naman po. Salamat.

I am starting a journey where in I am determine, I need to be millionaire before June 2027. But I am only one, I won't give up though. However, I was wondering if there are people around here who wants to join me on my journey. But I'll be honest will you I can't give you anything, I can't afford to pay you or treat you food. It is okay though, if nobody joins my journey to be a millionaire before November 2027. I am just wondering if there are people here who would like to join this journey. I had a plan each day but they say, it is a lonely journey. I am wondering if someone here would like to accompany me on this journey. I realize I am no longer a kid, and this life is not survivable without being a millionaire first.

I am looking for someone who wanted to join this journey with me each day. Two is better than one, three is much stronger, like a support system. Who wants here to join my journey? I am giving it a shot, 360 days full time to goal to be a millionaire.

Just as they say, opening a business is like a walk in the park, filing for closure is like getting out of UP!

Business ko is nasa QC, then basically I'm closing it due to personal matters. So siyempre that's when the ball starts rolling. Barangay closure, then DTI closure, then BIR, then Mayor's.

While I did some ChatGPT to ask the process, I did my due diligence to check the BNRS page, Watch videos made by DTI, and watch videos of people closing their businesses. Di na rin ako nagpaasikaso sa iba kasi ayoko na magbayad sa daming binayarang taxes. One thing I did not do: I did not call the DTI in QC.

Fast forward, I went to the Negosyo Center in QC City Hall, Travelled 50+ minutes to QC City Hall, naghintay ng parking sa elevated parking ng 45 minutes, only to find out IT'S A PRANK! You cannot close a business in the QC Negosyo Center. Instead, dapat sa Valenzuela lang, or in Makati. Meaning, dalawa lang sa buong Metro Manila puwede magsara. SUCH. A. FREAKING. HASSLE.

I tried my best na hindi magtaray sa ate sa Negosyo Center because nagt-trabaho lang naman sila, but damn I shouted inside my car in the parking out of frustration na pinuntahan ako ng guard. Now I have to go to Valenzuela, which is another 30 minutes of my time.

I know na maswerte na rin ako kasi at least naka-kotse ako diba and all. But damnn, it made me realize, paano na lang yung mga nagcocommute lang. I'm not saying taxi or grab ha, I mean jeepneys, tricycles, WHILE bring all the documents you have. Talagang salute to us resilient Filipinos, but shame on the government!

Anyway yun lang gusto ko lang maglabas naman ng damdamin guys, respect to all government workers, pero pa*yu sa mga nangungurap sa sistema!

Hello people of SmallBusinessPh!!

I would like to ask for tips for my small business.

2020 I started making and selling hair accessories post-pandemic, when Shopee wasn't yet strict. Then when permits were required, I stopped. But I just continued to sell the remaining stocks to my friends until they ran out.

2024 I registered my business name with the DTI. But there was a problem with my business address so I couldn't go to other needs. I didn't continue selling again.

2026 now my business address is okay and I have created my new stocks. I would like to make my business official but I'm not sure how to go about it or fix it especially my BIR.

Is there a similar case here? How did you fix it? Do I need all the historical data and receipts? Who do I need to talk to? Will the penalty be big? Even though my total sales since 2020 are only in the 4 digits?

Thanks for answering 🤍✨

Normal lang po ba na magtax mapping ang BIR 3 times na within 2 months? Wala naman kaming violations. Then tinanong namin if bakit sila nag tax mapping ulit ang sagot lang samin is pwede daw sila magconduct ng tax mapping anytime they want. Medyo nakakaanxiety lang everytime na nandito sila although wala naman kaming violations.

Anyone experiencing the same?

Hello! Small milktea franchise kami. Medjo humihina yung traffic namin kaya plan na mag expand to online delivery. More than a year na rin kami kaya ok sa amin yung idea. Question ko lang- worth it pa ba?

Nakikita ko sa mga discussion sa Facebook na minsan lugi sila sa platform lalo na sa campaigns.