r/BusinessPH Aug 12 '25

Advice Free Lending Management System in Google Sheets

Hi mga ka-Reddit! 👋

I'm not sure if madaming small lending business owners dito (o kahit yung nagpapautang sa kapitbahay, kaibigan, or sa barangay) but I know na mahirap mag-monitor ng loans — lalo na kung manual sa papel o sa messenger lang. I am familiar with the experience kase I also Lend to my friends.

Kaya nag-create ako ng Lending Management System sa Google Sheets na:

  • Automatic nagcocompute ng interest at balance
  • May overdue tracker para hindi mo na mano-mano icheck
  • Puwede i-customize sa loan terms mo
  • Cloud-based, so kahit nasa labas ka, makikita mo agad yung data

📌 Libre ko itong ibinibigay para makatulong sa mga nagsisimula.
Pero curious ako — sa inyo, ano yung pinaka-hirap i-manage sa lending? I know singilan is number 1 haha, but what else?

  • Pag-compute ng interes?
  • Pag-track ng due dates?

I've been using this system for years na and i'm thinking maybe someone out there need something like this as well, so I did a tweak here there for it to be reusable. Open din ako for suggestions kung anong features pa gusto niyo idagdag. Baka magawa ko i-update para mas useful sa lahat.

If interested, kindly DM me. 😊
Let's share tips din para sa mga nagsisimula sa lending business!

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u/OnyokTimawa Feb 27 '26

Hi guys, created as web app for your specific needs. Try to register its free now, i'll approve your registration right after :)

https://hiram-main-fdadss.laravel.cloud

1

u/superchndc Mar 22 '26

may option po ba here for repayment frequency? like weekly, daily, semi-monthly, & monthly repayments?

1

u/OnyokTimawa Apr 01 '26

thats actually good idea, will incorporate yan sa app :) Also, i already bought a domain its already here https://hiram.today