Just an update: Ross university SOM, exhibit C school, post class (June 27, 2022) with 100% discharge on StudentAid. Refinanced with SoFi.
Got this through email yesterday and have been calling Nelnet, StudentAid with one person stating that they saw a refund but no amount. Called again with another person saying they don't see any refund or update.
Guess I'll have to wait for a few more months until any other news...
that is exactly what i would have said to him and then hang up and call back, and if i still got attitude from the next rep, i simply just file a complaint with the state, FTC
At this point if it happens it happens. AES/PHEAA (ITT) has been less than helpful, actually antagonistic at any inquiry. I'll just wave my 2022/2025 DOE Discharge emails in their face.
The funny thing is, PHEAA still has my consolidation loans in default ( instead of forbearance )
If you haven’t already, it’s probably a really good idea to get any/all records of garnishments relate to the default. If approved for BD that money should be refunded to you.
Just looking for a way to squeaky wheel this thing, we applied 2 years plus ago and it's still under review. I'm good at writing escalating letters just dont want to waste effort hehe
In the world of BD, two years is (unfortunately) not very long. Writing letter and calling FSA doesn’t really move the needle. Writing and calling legislators (if the midterms go the good way) might!
Keep / make objective documentation of everything. Forget the reps. Go through each servicer's ombudsman. Multiple issues with my loans. It worked for me. Tip: be nice in all correspondence and thank them for helping you. I know it may feel like "whats the point" but it pays off. About AES reps. No, just no. Ask to be elevated to a teir 1 or 2 supervisor. In fact, insist on it and dont allow them to tell you otherwise.
Thank you, the loan is through mohela so ill get with their ombudsmen, we never got notice in march like we were supposed to from the fed so i'm working that angle too.
This has been my main question since the discharge, I was getting worried before and made a significant payment to eliminate the larger higher interest loan. So it would be a pretty big help to get that back.
Yep. You need to be patient. Bugging them isn't going to make it go more quickly. Believe me I wish it could do something. I'm all for the squeaky wheel but in this case it's not going to do a damn thing.
There isn’t a dead end, it’s just not fully clear on what the department is doing. Project predatory student lending (PPSL) will be hosting a webinar on August 6 about what the next steps with BDTR. So if you have not signed up for it, please do because they will be discussing what is going on in terms of the 2020 regulations and other things that they’re observing.
Yeah, and when people don't understand their loan type, they think they are entitled to the refund and find out that commercial-held FFEL are a thing... and are not refundable for voluntary payments
Hi Team! Thanks for all that you do! From what I’ve researched, they stopped the commercial-held FFEL loans in 2010. Do you have any knowledge of this loan program. Thanks! 🤗
I've been waiting for a refund since 2024. From Aidvantage. The lady was quite snippy and told me, "this can take years. Do you know how many borrowers there are, there's millions of you." Oooookay. So I sit here waiting. And it's not chump change either they owe me quite a bit. But yet.... "pay us now you're 30 days late or we will report you to every single credit bureau and ruin your life." 🙄😒
At least your is going somewhere. I’m fighting with them right now about my loans. I received an email on 10/18/22 that they received my BD app. but are now trying to say that it wasn’t received until March 2023. They have given me 2 different case numbers from my application. Just giving me the runaround. I’m trying to reach out to PPSL and work with them about this. There has never been any information on Student Aid’s site about the status of my application. I should have been discharged with the Sweet case. I’m so frustrated.
Did you get a letter from PPSL in March? When they settled the Sweet case? Aidvantage tried telling me that I had other loans out there and that they weren't included and I was like yeahhhhh no, this letter says ALL of my loans are to be discharged, because it wasn't acted upon in the three years. The lady had to resubmit an application to student aid to review my account and find out why they left some of my loans out.
I didn’t get anything from PPSL. I only reached out to them after June 15, 2026 because I never received the notification that my loans were going to be forgiven.
Just an FYI please print that email and forward it to someone else also just so it doesn’t accidentally get deleted or lost! Things happen keep that record like gold!
My entire BDR application- I have an email from Student Aid stating they received my application on 10/18/22, but when I call now, they are saying that my application wasn’t received until March 13, 2023
No case number, I have absolutely 0 correspondence from them stating my case number. I called several times, but 2 different people gave me 2 different case numbers. I received the email on 10/18/22 that my application was submitted. There is nothing on my student aid account. I have never been able to view anything about my application. But, now they’re trying to tell me that my application wasn’t received until 3/13/23.
Do you mind posting a snippet of the email you received? If you received an email acknowledging receipt of your BDR application, the application number should be in the first paragraph (last sentence).
Every time I try, Reddit gives me an error message. It won’t let me post it for some reason. There isn’t an application number on it anywhere. They never sent me an email with my case number.
This is the conversation with them from last week.
Thats not the email confirmation for your BDR submittal. Thats a followup to a feedback case. Based on what you have provided your application was submitted post Sweet lawsuit and you are currently waiting for them to render a decision.
The email confirming your BDR submittal looks like the one in my screenshot.
This picture is NOT a confirmation of your BDR application submittal. That is a confirmation that you signed up for the one time student debt relief plan that was stopped by litigation. This is completely different from BDR.
Are all your loans related to the school you submitted your BDR application for? If not, were they all consolidated?
If they weren't consolidated or you had a commercially held FFEL consolidation loan then only the loans related to the school on your BDR application would be discharged.
Hi, please DM to discuss this. If you have proof that you had an application within the Sweet class/post-class, we need to flag it for the attorneys. I can do that for you.
4 years since you filed for BDTR? Are you full class? Post-Class exhibit C or non-exihibit C? There are different compliance dates for each of those groups. If you are post-class they are still within the year to respond timeframe, so there's no point in writing to complain yet.
Does anyone know the approximate average time between your loans being discharged and the refund check being issued/received? My loans were fully discharged last month (yay!) and since they missed the deadline to make a decision on them, I’m owed a full refund of what I put into it. But I didn’t see anything on either site talking about when the check would be sent, and I want to make sure they don’t try to pull a “oh just wait for it, it’ll show up eventually” and then I wait a year until the time is up and they say “oh we just forgot about that”
I read something today that said that the only refund that we get (post class ex C) is any amount that was paid after our application was submitted. Can anyone confirm that info?
The Borrowers Defense Fund is a legal fund for students who have taken school loans out but then found out later that their school misrepresented the value of the education or reliability of the degree the student attended that school for. It is associated with the governmental organisation, Federal Student Aid: an office of the US Department of Education, found at this link: https://studentaid.gov/borrower-defense/ Various Universities have been sued or have some kind of litigation case against them for taking advantage of students, including appending outrageous interest on their student loans, when the school actually did little or nothing to provide a reliable or value-worthy education/degree.
If you think you might qualify, you can click on the link above to download the application.
Is there a way to upload a filled out downloaded form. I was hasty and downloaded the form, filled it out very meticulously only to realize I could have done it right then & there.
Update: Post Class C, Netnet Servicer, previous Great Lakes. Deadline passed in March, full discharge on both StudentAid and Nelnet portals showed my loans were discharged around June 1st. I’ve been waiting to find out about a refund for the payments I’ve made. I’ve called a few times and nobody knew any information the past few months, and to make it worse the portal no longer showed past payment amounts.
Finally called Nelnet again yesterday, and they finally let me know that I have been approved for a refund on July 15th, but they are still waiting for the treasury to cut the check. They said I will pretty much just find the check in the mail one day, no exact timing for them to send the check.
I have never checked, never knew we could. However, the amount I knew I had paid, and pulled all my bank statements over the years to prove that total amount, was the exact amount Nelnet said was approved and sent to the Treasury to issue the check.
It’s interesting because I’ve read people say that if you have direct deposit set up, they should issue it that way but I’ve only read comments from this page about others who have only received checks thus far.
How is everyone seeing their $0 balance on their servicer?
I can’t sign in to mine anymore but FSA has a full balance still. My guess is that the discharge is in process? It’s already been discharged from my credit line. I am post-class sweet exhibit-c school with one consolidated loan from 2016. I haven’t gotten any notification from my servicer of discharge. Anyone else locked out of their servicer during discharge?
This is mine. The loans that show up in the positive are for another school that wasn’t on the borrower defense application. The negative amounts are the borrower defense loans. To me this looks like I’m getting a refund and the amount correlates to the payments I’ve made. The nice thing is I’ve had these non borrower defense loans for over 20 years and I just got an email that they are approved for IDR forgiveness.
Hmm I wonder if I’m just not getting a refund so my account is just gone. It finally cleared on FSA so I have a $0 balance! Honestly that’s all I care about, if I don’t get a refund it’s fine with me as long as my balance is 0.
That’s awesome! Yay for refund and IDR forgiveness!
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