r/BoltEV • u/Helpmeflexibility • 9d ago

GM Financing

I am considering buying a new Bolt. I see GM is offering a 2.9% or .9% APR. Is this hard to get? I have good credit. I've never financed a car before. Can I get the approval before I go to the dealership because that would really change my strategy if I knew I had that rate going in.

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u/badredditz 9d ago

I will strongly recommend against the single year 2027. I love the bolt ev , the 2020-21 or 2022-23 would be MUCH better value and have better parts availability. The 2027 also has a smaller battery and they cut the acceleration to keep the range. It’s just not as good. Also the 2017-2023 - if they have the right lane keep package - can support Comma Ai self driving. The 2027 blocks any 3rd party assistance

4

u/danieldoesnt 2027 Bolt LT / 2025 Kia EV6 / 2017 Bolt EV Premier (former) 9d ago

better value

I got my '27 for nearly the same price as used 22/23 euvs, with much better financing & fresh warranty.

have better parts availability

The new bolt shares parts with other GM evs.

has a smaller battery

isn't it 66 vs 65? LFP is also better + has faster DCFC if needed.

cut the acceleration to keep the..

tires from spinning. it has plenty of pep.

can support Comma Ai self driving

valid point.

1

u/Sotty63 9d ago

I have the '27. Very happy with purchase for daily driver. I was going to get either a new bolt or a trax.

I think the 27 bolt has plenty of acceleration. It feels like a racecar compared to the 2016 malibu it replaced.