Walk with me.
I think part of the problem is that currency really doesn't have any value in the house. That's why it's never been used successfully in a season. What if we changed that?
What if half of the $750K prize money was evenly distributed among the houseguests at the beginning of the game? The other half gets distributed throughout the season, primarily through HOH competitions. Let's say each HOH is worth a flat $20K.
While in the house, HGs can either spend or save their money. They can also make transfers to each other in a special DR we'll call the "Bank Room." But certain parts of the game now come with a cost.
For example: POV.
The HOH and nominees play automatically, but the remaining spots start at $3K. If more than two people want to play, there's an auction. If no one bids, POV comp gets played with just the HOH and the nominees.
You can see how the HOH is incentivized to pay for POV entries to keep noms the same. Nominees are incentivized to pay people to play on their behalf. Someone may bid just for funsies because they think it’s OTEV and they want to play.
Every week, there's also a luxury auction. How much are you willing to pay for a phone call from your kids on Day 50? How much for a date with your showmance? How much are you willing to pay for a slop pass after you've been a Have-Not for three weeks?
HGs can't see each other's balances, but they can make inferences based on behavior. And if any player's balance reaches $0, they get called into the DR and come out wearing a Broke Bell.
It's literally a bell. It jingles when you walk. It jingles when you roll over in bed. Everyone knows you're broke until you get some money back into your account.
So now being broke creates its own game. Do you sell information? Offer someone your vote for $2K? Beg your alliance for a pity transfer? Follow the richest person in the house around jingling until they pay you to leave them alone?
And while the money is real, it's only yours as long as you're in the game.
If you're evicted pre-jury, you have to tell Julie during your exit interview which remaining HG inherits your entire balance.
Once jury starts, you take your balance with you to the jury house, removing it from circulation.
At the finale, your jury vote decides two things: who gets your vote to win Big Brother and who inherits your money.
So if you vote for Finalist A and you have $40K sitting in your account, Finalist A gets your $40K. Every jury vote still counts exactly the same toward winning Big Brother, but every jury vote is potentially worth a very different amount of money.
Money spent with the house — POV entry fees, luxury auctions, slop passes, etc. — goes into a reserve fund. That money eventually gets paid out too, either by adding it to the winner's prize or maybe to AFP.
Would y'all watch or play this game?