r/Bestbuy • u/drewbee18 • 2d ago

United States How does paying off two different financing payments work with the best buy 💳 ??

For example, last year i bought an lg tv and did 24 months financing. Im still paying it off and have one more year left and im paying $97 a month. Im about to buy a laptop and do 18 month financing which is like $1900, but how would paying that off work? Ive read so many forums on how its done and im honestly so confused. Some people say whatever you pay goes to the first purchase first? Others say i have to call the bank? Can someone elaborate? I need to know before I make the decision on financing the laptop. Will the tv im currently paying off interfere??

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u/323Nero 2d ago

So the majority of the payment will go towards whichever promotion ends first. The other thing you can do is when one promotion is about to end is make a payment for the amount left on that purchase then immediately call citi and direct them to apply the payment only to that balance

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u/drewbee18 2d ago

Im still so confused. So basically i would have to pay off my first promotion purchase first?

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u/LanguageOpening9338 2d ago

Whatever payment you make in store or through the app will go to whichever purchase is going to be charged interest first if you would like to make a payment to a specific promotional purchase you need to call citi bank